Credit union · NCUA insured
Via Credit Union Savings Rates
Via Credit Union’s best savings rate is 0.40% APY on $10,000, with its Money Market. Rates checked October 15, 2026.
How Via Credit Union’s savings rates compare
Compared with banks and credit unions near Marion, IN, where Via Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Via Credit Union
0.40%APY
- Minimum
- $100
- Earns on $10,000 a year
- $40
Money Market
Top rate
Northwest Bank
4.00%APY
- Minimum
- $1
- Earns on $10,000 a year
- $400
2nd-highest rate
Horizon Bank
3.75%APY
- Minimum
- —
- Earns on $10,000 a year
- $375
Via Credit Union savings score
76
Savings score
Higher than 42% of U.S. banks and credit unions
- $1,000 balance$1,0000.25%
- $10,000 balance$10,0000.40%
- $100,000 balance$100,0000.75%
- QualifiedQualified0.40%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Via Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Premier Money Market
0.25%APY
Tiered rate account; once a particular range is met, the dividend rate and annual percentage yield for that balance range will apply to the full balance. Up to six transfers and withdrawals per month. Dividend rate and APY may change monthly.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $100,000Dividend period is monthly. | 0.25% | $25 | Dividend period is monthly. |
| $100,000 and upDividend period is monthly. | 0.75% | — | Dividend period is monthly. |
Sources (2)
All captured Oct 5, 2026
Money Market
0.40%APY
Tiered rate account; once a particular range is met, the dividend rate and annual percentage yield for that balance range will apply to the full balance. Up to six transfers and withdrawals per month, with no more than three remote transfers by check. Dividend rate and APY may change monthly.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $2,000Dividend period is monthly. | 0.25% | — | Dividend period is monthly. |
| $2,000 – $10,000Dividend period is monthly. | 0.30% | — | Dividend period is monthly. |
| $10,000 – $25,000Dividend period is monthly. | 0.40% | $40 | Dividend period is monthly. |
| $25,000 and upDividend period is monthly. | 0.55% | — | Dividend period is monthly. |
Sources (2)
All captured Oct 5, 2026
Membership Shares
0.25%APY
Maintain a balance of $50 to waive the $3 monthly fee. Dividends are compounded and credited quarterly. Membership requires maintaining 1 share (par value $5.00).
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $5 and upMust maintain a minimum balance of $5.00 in Membership Shares to obtain the disclosed APY. $3 monthly fee waived with a balance of $50. Dividends compounded and credited quarterly.$5 and up | 0.25% | $25 | Must maintain a minimum balance of $5.00 in Membership Shares to obtain the disclosed APY. $3 monthly fee waived with a balance of $50. Dividends compounded and credited quarterly. |
Sources (3)
- viacu.org/documents/disclosure…areAccountDisclosure.pdf
- viacu.org/rates/savings.html
- viacu.org/accounts/savings.html
All captured Oct 5, 2026
Secondary Shares
0.25%APY
No minimum balance required to open or maintain. Limit of no more than six (6) transfers and withdrawals per month. Dividends are compounded and credited quarterly.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceNo minimum balance required. Dividends are compounded and credited quarterly.Any balance | 0.25% | $25 | No minimum balance required. Dividends are compounded and credited quarterly. |
Sources (2)
All captured Oct 5, 2026
Special-purpose accounts
Money Market HSA
0.40%APY
Tiered rate account; once a particular range is met, the dividend rate and annual percentage yield for that balance range will apply to the full balance. Up to six transfers and withdrawals per month. Dividend rate and APY may change monthly.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $10,000Dividend period is monthly. | 0.25% | — | Dividend period is monthly. |
| $10,000 – $25,000Dividend period is monthly. | 0.40% | $40 | Dividend period is monthly. |
| $25,000 and upDividend period is monthly. | 0.55% | — | Dividend period is monthly. |
Sources (2)
All captured Oct 5, 2026
Money Market IRA
0.40%APY
Tiered rate account; once a particular range is met, the dividend rate and annual percentage yield for that balance range will apply to the full balance. Up to six transfers and withdrawals per month. Dividend rate and APY may change monthly.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $10,000Dividend period is monthly. | 0.25% | — | Dividend period is monthly. |
| $10,000 – $25,000Dividend period is monthly. | 0.40% | $40 | Dividend period is monthly. |
| $25,000 and upDividend period is monthly. | 0.55% | — | Dividend period is monthly. |
Sources (2)
All captured Oct 5, 2026
Christmas Club
0.25%APY
No mandatory deposits or minimum balance. Direct deposit is an option. Funds are automatically transferred into ViaChecking or sent via electronic transfer/check in early November (mailed if balance is $100 or more). No penalty for early withdrawal. Limit of up to six transfers/withdrawals per month. Dividends compounded and credited quarterly.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceNo minimum balance required. Dividends are compounded and credited quarterly.Any balance | 0.25% | $25 | No minimum balance required. Dividends are compounded and credited quarterly. |
Sources (3)
- viacu.org/documents/disclosure…areAccountDisclosure.pdf
- viacu.org/rates/savings.html
- viacu.org/accounts/savings.html
All captured Oct 5, 2026
Who can join Via Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to residents or workers in Blackford, Delaware, Grant, Hamilton, Howard, Huntington, Kosciusko, Madison, Miami, Tipton, Wabash, or Wells County, Indiana.
Family and household
- Membership is open to family members (including spouse, children, parents, siblings, grandparents, grandchildren, and steps) of current members or individuals within the field of membership.
- Membership is open to individuals sharing a household with a member.
Cost to join
- A deposit of at least $50 in ViaMembership Shares is required to avoid a $3 monthly access fee.
Membership information collected October 5, 2026.