Credit union · NCUA insured
Afena Federal Credit Union
A $96.2M credit union headquartered in Marion, IN, with 9,103 members and 3 branches in Indiana. Best rates: CDs 3.45% and savings 0.40% APY.
Afena Federal Credit Union Carrot Score
79
Carrot Score
Higher than 48% of U.S. banks and credit unions
#5 of 8 in Marion, IN metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Afena Federal Credit Union
Afena Federal Credit Union is headquartered in Marion, Indiana, and serves Grant, Wabash, Blackford, Jay, and Wells counties.
- Headquarters
- 935 N Baldwin Ave, Marion, IN 46952
- NCUA charter
- 12153
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals who live, work, worship, or attend school in Grant, Wabash, Blackford, Jay, or Wells counties in Indiana are eligible to join.
Employers and groups
- Employees of Afena's select employer groups are eligible to join.
Family and household
- Immediate family members of individuals who qualify under geographic or select employer group criteria and have an account with Afena are eligible to join.
Cost to join
- Opening a Share Savings account requires a minimum $5 deposit to join.
Branches
3 branches in Indiana
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Indiana
3 branches
- HeadquartersMain office935 N Baldwin Ave, Marion, IN 46952Directions
- 44th St Branch1312 W 44th St, Marion, IN 46953Directions
- Upland Branch28 E Berry Ave, Upland, IN 46989Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 11.16% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 1.49% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | -0.47% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $74 | $59 | — |
- CapitalNet worth ratio11.16%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late1.49%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets-0.47%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$74Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Afena Federal Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.