Compare Bank & Credit Union Rates
Best savings rates in Indiana
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 31–45 results in Indiana
- Members Advantage Credit UnionAdvantage SavingsSavings · $5,000 min · 2.41%–2.46% by balance
Credit union · 3 branches
2.43%APY$243 a year on $10,000Requirements
Product: Fixed-rate premium savings account for MACU members. Unlimited deposits and up to three withdrawals or transfers per month. Dividends paid monthly. Direct deposit available.
No monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Advantage Savings Balance APY $5,000 – $9,999 2.41% $10,000 – $24,999Your amount 2.43% $25,000 – $49,999 2.46% $50,000 and up 2.46% Rate checked
More details - 2.25%APY$225 a year on $10,000
Requirements
Product: Subject to First Federal domicile requirement (Shelby, Decatur or contiguous counties excluding Marion). Discretionary daily rate changes. Tiered interest rate structure.
Offer: Tier 1: Paid on entire daily balance of $250,000 or less.
2.23% interest rate · Effective Dec 19, 2024
Rate by balance
Rate by balance for CDR Savings Balance APY Up to $250,000Your amount 2.25% $250,000 and upBlended APY ranges from 1.73% to 2.26% depending on balance. 1.21%* Rate checked
More details - Republic BankPremium Money Market AccountPremium Money Market Account · $5,000 min · 0.75%–2.50% by balance
Bank · 3 branches
2.25%APY$225 a year on $10,000Requirements
Product: Must be opened with funds not currently held on deposit at Republic Bank. To avoid a $10 monthly fee, maintain a $5,000 minimum balance each statement cycle. Interest rate paid on entire balance in account.
0.75% interest rate · $10 monthly fee · Effective Oct 4, 2026
Rate by balance
Rate by balance for Premium Money Market Account Balance APY Up to $5,000 0.75% $5,000 – $100,000Your amount 2.25% $100,000 – $7,500,000 2.50% $7,500,000 and up 0.75% Rate checked
More details - 2.25%APY$225 a year on $10,000with conditions
Requirements
Product: Links to free Kasasa Cash or Kasasa Cash Back checking. Requires qualifying transactions in linked Kasasa Cash or Kasasa Cash Back during Monthly Qualification Cycle: at least 1 direct deposit or ACH payment transaction and at least 15 debit card purchases. No monthly maintenance fees.
Offer: When qualifications are met in linked Kasasa Cash or Kasasa Cash Back checking during Monthly Qualification Cycle.
Qualified rate · 2.23% interest rate · No monthly fee · Effective Sep 1, 2026
Rate by balance
Rate by balance for Kasasa Saver Balance APY Up to $100,000Your amount 2.25% $100,000 and up 0.50% Rate checked
More details - Elements FinancialHigh Yield SavingsSavings · $0 min · 0.10%–3.15% by balance
Credit union · 5 branches
2.15%APY$215 a year on $10,000intro rateRequirements
Product: Tiered savings account paying variable rate. Available for new money only (funds not on deposit at Elements for 90 days prior to opening). Existing members must deposit $25,000 or more of new money within 10 days of opening, unless combined daily savings balance was $2,500 or less for the prior 90 days. No monthly Maintenance Service Charge. At least one account holder must be 18 years of age.
Promotional rate · 0.10% interest rate · No monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for High Yield Savings Balance APY Up to $100 0.10% $100 – $2,500 0.20% $2,500 – $10,000 0.50% $10,000 – $25,000Your amount 2.15% $25,000 – $50,000 2.45% $50,000 – $100,000 2.75% $100,000 – $250,000 3.05% $250,000 and up 3.15% Rate checked
More details - Christian Family Credit UnionMoney Market AccountMoney Market Account · 0.05%–3.03% by balance
Credit union · 1 branch
2.02%APY$202 a year on $10,000Requirements
Product: Minimum balance required: $2,000. Certain restrictions apply.
Offer: Below $2,000 minimum
0.05% interest rate · Effective Oct 3, 2025
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $2,000 0.05% $2,000 – $4,999 1.00% $5,000 – $24,999Your amount 2.02% $25,000 and up 3.03% Rate checked
More details - Security Federal Savings BankSecFed High Yield Money MarketSecFed High Yield Money Market · $50 min · 0.10%–3.30% by balance
Bank · 8 branches
2.02%APY$202 a year on $10,000Requirements
Product: Interest paid on balances up to $7.5 million. $7.50 monthly service fee avoided with $5,000 minimum balance.
Offer: $7.50 monthly service fee waived with $5,000 minimum balance.
0.10% interest rate · $7.50 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for SecFed High Yield Money Market Balance APY Over $0 0.10% $5,000 and upYour amount 2.02% $100,000 and up 2.53% $250,000 – $7,500,000 3.30% Rate checked
More details - 2.02%APY$202 a year on $10,000
Requirements
Product: Dividends are paid quarterly on a minimum balance of $100.00, calculated using date of deposit to date of withdrawal. Minimum opening deposit is $5.00 (at least one share). Field of membership requirements apply.
Offer: Dividends paid quarterly on a minimum balance of $100.00; calculated from date of deposit to date of withdrawal. Board declared 2.00% APR / 2.02% APY on all eligible share accounts.
2.00% interest rate
Rate checked
More details - 2.00%APY$200 a year on $10,000
Requirements
Product: Must be New Money not on deposit with Credit Union 1 within the last 12 months and transferred from a different financial institution. No CU1 to CU1 balance transfers permitted.
Offer: Must be New Money deposited into the account. No minimum deposit to open and no monthly maintenance fees. Minimum balance of $1 to earn dividends. Dividends paid on the last day of the month and compounded monthly.
1.98% interest rate · Compounded monthly · No monthly fee · Effective Oct 1, 2026
Rate checked
More details - LaPorte Community Federal Credit UnionMoney Market SavingsMoney Market Savings · $1,000 min · 2.00%–2.50% by balance
Credit union · 3 branches
2.00%APY$200 a year on $10,000Requirements
Product: Minimum balance is required and must be maintained monthly in order to earn yield rate. Compounded monthly and paid monthly on the average daily balance computation method. $1,000 minimum to open.
Offer: Compounded monthly and paid monthly on the average daily balance computation method. Minimum balance must be maintained monthly to earn yield rate.
Compounded monthly
Rate by balance
Rate by balance for Money Market Savings Balance APY $1,000 – $24,999Your amount 2.00% $25,000 – $49,999 2.25% $50,000 and up 2.50% Rate checked
More details - Kemba Credit UnionMoney Market AccountMoney Market Account · $2,500 min · 2.00%–3.00% by balance
Credit union · 3 branches
2.00%APY$200 a year on $10,000Requirements
Product: No minimum deposit to open. No monthly service fee. 6 free transactions per month. Dividends calculated by the daily balance method.
1.98% interest rate · No monthly fee
Rate by balance
Rate by balance for Money Market Account Balance APY $2,500 – $24,999Your amount 2.00% $25,000 – $74,999 2.25% $75,000 – $149,999 2.50% $150,000 – $249,999 2.75% $250,000 and up 3.00% Rate checked
More details - 2.00%APY$200 a year on $10,000with conditions
Requirements
Product: Requires a linked Kasasa Cash checking account. Monthly dividends and ATM fee refunds from Kasasa Cash are automatically transferred to Kasasa Saver. No monthly maintenance fees.
Offer: Base rate applied to entire balance if monthly qualifications in linked Kasasa Cash account are not met.
Qualified rate · 0.10% interest rate · No monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Kasasa Saver Balance APY Any balance 0.10% Up to $10,000Your amountQualifying rate when monthly qualifications are met in linked Kasasa Cash account (at least 10 debit card purchases post and settle, at least one ACH/direct deposit post and settle, and enrolled in eStatements). 2.00% Over $10,000 Unknown Rate checked
More details - Elements FinancialHigh Yield Savings PlusSavings · $0 min · 0.10%–4.00% by balance
Credit union · 5 branches
2.00%APY$200 a year on $10,000intro rateRequirements
Product: Promotional savings account offering fixed 4.00% APY on balances of $15,000.00 or more for first 8 months with at least $15,000 in new money deposited (funds not on deposit at Elements within 30 days prior). Tiered rate based on daily balance. After 8 months, converts to standard non-promotional High Yield Savings tier structure. No monthly Maintenance Service Charge. At least one account holder must be 18 years of age.
Promotional rate · 0.10% interest rate · No monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for High Yield Savings Plus Balance APY Up to $100 0.10% $100 – $2,500 0.10% $2,500 – $10,000 0.25% $10,000 – $15,000Your amount 2.00% $15,000 and upPromotional fixed rate for first 8 months when depositing a minimum of $15,000.00 in new money not on deposit at Elements within 30 days prior to opening. 4.00% Rate checked
More details - Old Plank Trail Community Bank, N.A.Statement Savings Advanced SpecialSavings · $0 min
Bank · 2 branches
2.00%APY$200 a year on $10,000Requirements
Product: New money only. Variable rate. Digital access. $200 daily minimum balance to avoid a $5 monthly maintenance fee. Mention offer or visit URL provided.
Offer: With qualifying activities: deposit new money into new Statement Savings Advanced account at opening and mention offer / visit URL. Variable rate. $200 daily balance to avoid $5 monthly maintenance fee. APY not available at all locations.
$5 monthly fee · Effective Feb 27, 2026
Rate checked
More details - First Trust Credit UnionMoney Market Plu$Money Market Plu$ · $2,500 min · 1.75%–2.75% by balance
Credit union · 4 branches
2.00%APY$200 a year on $10,000Requirements
Product: Minimum balance of $2,500 must be maintained to earn dividends. Maximum of 6 withdrawals per month. A $10 monthly service fee applies if the account balance falls below $2,500 on the last day of the month.
Offer: A $10 monthly service fee applies if the balance is below the $2,500 minimum balance on the last day of the month. Minimum balance of $2,500 required to earn dividends.
$10 monthly fee · Effective Mar 2, 2026
Rate by balance
Rate by balance for Money Market Plu$ Balance APY $2,500 and up 1.75% $10,000 and upYour amount 2.00% $25,000 and up 2.25% $50,000 and up 2.75% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Indiana
457 accounts at 173 banks and credit unions · checked Oct 15–22
- Typical
- 0.15%
- Top 10% from
- 2.00%
- Banks, typical
- 0.10%
- Credit unions, typical
- 0.15%
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Indiana
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- CommunityWide Federal Credit UnionCredit union · 11 branches
- Haynes Community FCUCredit union · 1 branch
- Whiting Refinery Federal Credit UnionCredit union · 1 branch