Credit union · NCUA insured
LaPorte Community Federal Credit Union Savings Rates
Top CarrotLaPorte Community Federal Credit Union’s best savings rate is 2.00% APY on $10,000, with its Money Market Savings. Rates checked October 15, 2026.
How LaPorte Community Federal Credit Union’s savings rates compare
Compared with banks and credit unions near Michigan City, IN, where LaPorte Community Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
LaPorte Community Federal Credit Union
2.50%APY
- Requires
- Monthly account activity
- Minimum
- $0
- Earns on $10,000 a year
- $250
Deep Sea Savings
Top rate
Flagstar Bank
4.00%APY
- Requires
- None
- Minimum
- $1
- Earns on $10,000 a year
- $400
2nd-highest rate
Horizon Bank
3.75%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $375
LaPorte Community Federal Credit Union savings score
89
Savings score
Higher than 90% of U.S. banks and credit unions
- $1,000 balance$1,0002.00%
- $10,000 balance$10,0002.00%
- $100,000 balance$100,0002.50%
- QualifiedQualified2.50%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where LaPorte Community Federal Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Money Market Savings
2.00%APY
Minimum balance is required and must be maintained monthly in order to earn yield rate. Compounded monthly and paid monthly on the average daily balance computation method. $1,000 minimum to open.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $1,000 – $24,999Compounded monthly and paid monthly on the average daily balance computation method. Minimum balance must be maintained monthly to earn yield rate. | 2.00% | $200 | Compounded monthly and paid monthly on the average daily balance computation method. Minimum balance must be maintained monthly to earn yield rate. |
| $25,000 – $49,999Compounded monthly and paid monthly on the average daily balance computation method. Minimum balance must be maintained monthly to earn yield rate. | 2.25% | — | Compounded monthly and paid monthly on the average daily balance computation method. Minimum balance must be maintained monthly to earn yield rate. |
| $50,000 and upCompounded monthly and paid monthly on the average daily balance computation method. Minimum balance must be maintained monthly to earn yield rate. | 2.50% | — | Compounded monthly and paid monthly on the average daily balance computation method. Minimum balance must be maintained monthly to earn yield rate. |
Sources (3)
All captured Oct 15, 2026
Deep Sea Savings
Up to 2.50%APY
Requires linked High Tide Checking or Splash Back Checking account. No monthly maintenance fee, no minimum opening deposit, and no minimum balance required to earn rewards.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $100,000Qualifying rate when linked High Tide Checking or Splash Back Checking qualifications are met during Monthly Qualification Cycle (at least 15 debit card transactions, at least 1 direct deposit/ACH payment/ACH credit transaction, enrolled in and agree to receive eStatements). | 2.50% | $250 | Qualifying rate when linked High Tide Checking or Splash Back Checking qualifications are met during Monthly Qualification Cycle (at least 15 debit card transactions, at least 1 direct deposit/ACH payment/ACH credit transaction, enrolled in and agree to receive eStatements). |
| Any balanceBase rate applied to entire average daily balance if linked checking account qualifications are not met during Monthly Qualification Cycle. | 0.05% | $5 | Base rate applied to entire average daily balance if linked checking account qualifications are not met during Monthly Qualification Cycle. |
Sources (1)
- laportecfcu.com/accounts/deep-sea-savings · captured Oct 5, 2026
Regular Shares
0.05%APY
Compounded monthly and paid monthly on average daily balance method. Minimum balance required to earn yield. To open a Main Share account, a $25.00 deposit is required. Dividends are earned on entire balance.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $25 and upCompounded monthly and paid monthly on average daily balance method. Minimum balance is required and must be maintained monthly in order to earn yield rate. To open a Main Share account, a $25.00 deposit is required. Dividends are earned on entire balance.$25 and up | 0.05% | $5 | Compounded monthly and paid monthly on average daily balance method. Minimum balance is required and must be maintained monthly in order to earn yield rate. To open a Main Share account, a $25.00 deposit is required. Dividends are earned on entire balance. |
Sources (2)
All captured Oct 5, 2026
Special-purpose accounts
Club Shares
0.05%APY
Compounded monthly and paid monthly on average daily balance method. Minimum balance required to earn yield. Club Share accounts are free.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceCompounded monthly and paid monthly on average daily balance method. Minimum balance is required and must be maintained monthly in order to earn yield rate. Club Share accounts are free.Any balance | 0.05% | $5 | Compounded monthly and paid monthly on average daily balance method. Minimum balance is required and must be maintained monthly in order to earn yield rate. Club Share accounts are free. |
Sources (2)
All captured Oct 5, 2026
Kids Club Shares
0.05%APY
For children 12 years and under. $5.00 deposit required to open.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceCompounded monthly and paid monthly on average daily balance method. Requires $5.00 deposit to open and child must be 12 years and under.Any balance | 0.05% | $5 | Compounded monthly and paid monthly on average daily balance method. Requires $5.00 deposit to open and child must be 12 years and under. |
Sources (2)
All captured Oct 5, 2026
Who can join LaPorte Community Federal Credit Union
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