Credit union · NCUA insured
Whiting Refinery Federal Credit Union Savings Rates
Top CarrotWhiting Refinery Federal Credit Union’s best savings rate is 2.02% APY on $10,000, with its Savings Accounts. Rates checked October 15, 2026.
How Whiting Refinery Federal Credit Union’s savings rates compare
Compared with banks and credit unions near Chicago, IL-IN, where Whiting Refinery Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Whiting Refinery Federal Credit Union
2.02%APY
- Requires
- None
- Minimum
- $5
- Earns on $10,000 a year
- $202
Savings Accounts
Top rate
Justice Federal Credit Union
4.00%APY
- Requires
- Monthly account activity
- Minimum
- $0
- Earns on $10,000 a year
- $400
2nd-highest rate
United Trust Bank
3.90%APY
- Requires
- None
- Minimum
- $10,000
- Earns on $10,000 a year
- $390
Whiting Refinery Federal Credit Union savings score
89
Savings score
Higher than 90% of U.S. banks and credit unions
- $1,000 balance$1,0002.02%
- $10,000 balance$10,0002.02%
- $100,000 balance$100,0002.02%
- QualifiedQualified2.02%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Whiting Refinery Federal Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Savings Accounts
2.02%APY
Dividends are paid quarterly on a minimum balance of $100.00, calculated using date of deposit to date of withdrawal. Minimum opening deposit is $5.00 (at least one share). Field of membership requirements apply.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and upDividends paid quarterly on a minimum balance of $100.00; calculated from date of deposit to date of withdrawal. Board declared 2.00% APR / 2.02% APY on all eligible share accounts.$100 and up | 2.02% | $202 | Dividends paid quarterly on a minimum balance of $100.00; calculated from date of deposit to date of withdrawal. Board declared 2.00% APR / 2.02% APY on all eligible share accounts. |
Who can join Whiting Refinery Federal Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.