Credit union · NCUA insured
LaPorte Community Federal Credit Union
Top CarrotA $75.5M credit union headquartered in La Porte, IN, with 8,215 members and 3 branches in Indiana. Best rates: CDs 4.10% and savings 2.00% APY.
LaPorte Community Federal Credit Union Carrot Score
Carrot ScoreTop Carrot
Higher than 89% of U.S. banks and credit unions
#2 of 12 in Michigan City, IN metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About LaPorte Community Federal Credit Union
- Headquarters
- 1800 E Lincolnway, La Porte, IN 46350
- NCUA charter
- 2051
Branches
3 branches in Indiana
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Indiana
3 branches
- Main OfficeMain office1800 E Lincolnway, La Porte, IN 46350Directions
- Jefferson office1304 Jefferson Ave, La Porte, IN 46350Directions
- Michigan City Office1315 Southwind Dr, Michigan City, IN 46360Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 13.69% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 1.59% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 0.89% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $87 | $59 | — |
- CapitalNet worth ratio13.69%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late1.59%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets0.89%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$87Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of LaPorte Community Federal Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.