Credit union · NCUA insured
Members Advantage Credit Union Savings Rates
Top CarrotMembers Advantage Credit Union’s best savings rate is 2.43% APY on $10,000, with its Advantage Savings. Rates checked October 15, 2026.
How Members Advantage Credit Union’s savings rates compare
Compared with banks and credit unions near Michigan City, IN, where Members Advantage Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Members Advantage Credit Union
2.43%APY
- Minimum
- —
- Earns on $10,000 a year
- $243
Advantage Savings
Top rate
Flagstar Bank
4.00%APY
- Minimum
- $1
- Earns on $10,000 a year
- $400
2nd-highest rate
Horizon Bank
3.75%APY
- Minimum
- —
- Earns on $10,000 a year
- $375
Members Advantage Credit Union savings score
89
Savings score
Higher than 88% of U.S. banks and credit unions
- $1,000 balance$1,0000.07%
- $10,000 balance$10,0002.43%
- $100,000 balance$100,0002.46%
- QualifiedQualified2.43%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Members Advantage Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Max Money Market
Up to 2.79%APY
Minimum balance of $25,000 in the account required. Active separate checking account required. Fully liquidity. No hidden fees.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $25,000 – $49,999Minimum balance of $25,000 in the account required; active separate checking account required. | 2.68% | — | Minimum balance of $25,000 in the account required; active separate checking account required. |
| $50,000 and upMinimum balance of $25,000 in the account required; active separate checking account required. | 2.79% | — | Minimum balance of $25,000 in the account required; active separate checking account required. |
Sources (3)
All captured Oct 5, 2026
Advantage Savings
2.43%APY
For the Regular savings, Advantage "Money Market" savings, & I.R.A. Savings accounts, dividends are compounded every month and paid quarterly based on the average daily computation method.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $5,000 – $9,999 | 2.41% | — |
| $10,000 – $24,999 | 2.43% | $243 |
| $25,000 – $49,999 | 2.46% | — |
| $50,000 and up | 2.46% | — |
Sources (1)
- macuonline.org/why-macu/rates · captured Oct 5, 2026
Advantage Savings
2.43%APY
Fixed-rate premium savings account for MACU members. Unlimited deposits and up to three withdrawals or transfers per month. Dividends paid monthly. Direct deposit available.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $5,000 – $9,999 | 2.41% | — |
| $10,000 – $24,999 | 2.43% | $243 |
| $25,000 – $49,999 | 2.46% | — |
| $50,000 and up | 2.46% | — |
Sources (2)
All captured Oct 5, 2026
Regular Savings
0.07%APY
Dividends are compounded monthly and paid quarterly based on the average daily computation method. Direct deposit available. Unlimited withdrawals and deposits.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.07% | $7 |
Sources (2)
All captured Oct 5, 2026
Special-purpose accounts
IRA Savings
0.07%APY
Dividends compounded every month and paid quarterly based on the average daily computation method. Minimum deposit of $100.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.07% | $7 |
Sources (2)
All captured Oct 5, 2026
Who can join Members Advantage Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.