Credit union · NCUA insured
Christian Family Credit Union Savings Rates
Top CarrotChristian Family Credit Union’s best savings rate is 2.52% APY on $10,000, with its Church Variable Shares. Rates checked October 16, 2026.
How Christian Family Credit Union’s savings rates compare
Compared with banks and credit unions near Pittsburgh, PA, where Christian Family Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Christian Family Credit Union
2.52%APY
- Requires
- None
- Minimum
- $25
- Earns on $10,000 a year
- $252
Church Variable Shares
Top rate
Northwest Bank
4.00%APY
- Requires
- None
- Minimum
- $1
- Earns on $10,000 a year
- $400
2nd-highest rate
Dollar Bank
3.75%APY
- Requires
- Another account
- Minimum
- $50
- Earns on $10,000 a year
- $375
Christian Family Credit Union savings score
88
Savings score
Higher than 82% of U.S. banks and credit unions
- $1,000 balance$1,0000.25%
- $10,000 balance$10,0002.02%
- $100,000 balance$100,0000.05%
- QualifiedQualified2.02%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Christian Family Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Church Variable Shares
2.52%APY
Dividends computed daily and paid quarterly.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $9,999Balance below $10,000 minimum. May be assessed a monthly below minimum balance fee. | 0.25% | — | Balance below $10,000 minimum. May be assessed a monthly below minimum balance fee. |
| $10,000 – $24,999Balance $10,000-$24,999. Dividends computed daily and paid quarterly. | 2.52% | $252 | Balance $10,000-$24,999. Dividends computed daily and paid quarterly. |
| $25,000 – $99,999Balance $25,000-$99,999. Dividends computed daily and paid quarterly. | 3.03% | — | Balance $25,000-$99,999. Dividends computed daily and paid quarterly. |
| $100,000 – $199,999Balance $100,000-$199,999. Dividends computed daily and paid quarterly. | 3.29% | — | Balance $100,000-$199,999. Dividends computed daily and paid quarterly. |
| $200,000 and upBalance $200,000 & Over. Dividends computed daily and paid quarterly. | 3.55% | — | Balance $200,000 & Over. Dividends computed daily and paid quarterly. |
Sources (1)
- christianfamilycu.com/savings-rates · captured Sep 17, 2026
Money Market Account
2.02%APY
Minimum balance required: $2,000. Certain restrictions apply.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $2,000Below $2,000 minimum | 0.05% | — | Below $2,000 minimum |
| $2,000 – $4,999 | 1.00% | — | |
| $5,000 – $24,999 | 2.02% | $202 | |
| $25,000 and up | 3.03% | — |
Sources (2)
All captured Oct 6, 2026
Regular Shares
0.05%APY
Membership in the Credit Union requires at least a Regular Share Account with a minimum balance of $25.00 to avoid a Low Balance fee. Dividends computed daily and compounded/paid quarterly.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $99 | 0.05% | — |
| $100 – $4,999 | 0.05% | — |
| $5,000 – $24,999 | 0.05% | $5 |
| $25,000 and up | 0.05% | — |
Sources (3)
- christianfamilycu.com/savings-rates
- christianfamilycu.com/share-account-disclosure
- christianfamilycu.com/savings-accounts
All captured Sep 17, 2026
Special-purpose accounts
IRA/SEP Non Term
1.00%APY
Passbook type savings account for IRA/SEP deposits without a stated maturity date. Covers Traditional IRAs, Roth IRAs, and Coverdell Education Savings Accounts. Subject to an annual fee and a $25.00 closing fee. Minimum balance of $25.00 required to avoid Low Balance fee.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceApplies to all shares. Subject to an annual fee and a $25 closing fee.Any balance | 1.00% | $100 | Applies to all shares. Subject to an annual fee and a $25 closing fee. |
Sources (3)
- christianfamilycu.com/savings-rates
- christianfamilycu.com/share-account-disclosure
- christianfamilycu.com/savings-accounts
All captured Sep 17, 2026
Christmas Club
0.05%APY
Normal distribution of balances made on or about October 25 of each year by check or transfer to another credit union account. Minimum balance of $5.00 required to avoid Low Balance or monthly service fees. Withdrawals at any time during the year subject to a fee of $5.00 or loss of one quarter dividends on the amount withdrawn, whichever is greater (except transfers/withdrawals in the first 7 days after opening).
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $99 | 0.05% | — |
| $100 – $4,999 | 0.05% | — |
| $5,000 – $24,999 | 0.05% | $5 |
| $25,000 and up | 0.05% | — |
Sources (3)
- christianfamilycu.com/savings-rates
- christianfamilycu.com/share-account-disclosure
- christianfamilycu.com/savings-accounts
All captured Sep 17, 2026
Who can join Christian Family Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Protestant and Catholic churches, members, regular attendees, employees of these churches, ministries, schools, and organizations within Ohio (who align with traditional Christian beliefs and regularly attend a Protestant or Catholic church) are eligible for membership.
- United Methodist affiliated organizations and institutions located within the boundaries of the East Ohio Conference, West Ohio Conference, and Indiana Conference of The United Methodist Church are eligible for membership.
- Employees and members of the East Ohio Conference, West Ohio Conference, and Indiana Conference of The United Methodist Church are eligible for membership.
- All persons who are on the Constituency Roll (as defined by the Methodist Book of Discipline, ¶230.3, 2008) of a United Methodist church within the boundaries of the East Ohio Conference, West Ohio Conference, and Indiana Conference of The United Methodist Church are eligible for membership.
- Employees of the General Conference, Districts, Office of Pastoral Care and Counseling, Office of Bishop, Christian local churches, and all Christian related and/or affiliated institutions, organizations, and seminaries located within the boundaries of the East Ohio Conference, West Ohio Conference, and Indiana Conference of The United Methodist Church are eligible for membership.
- United Methodist local churches, including societies, associations, and organizations that are part of a United Methodist local church located within the boundaries of the East Ohio Conference, West Ohio Conference, and Indiana Conference of The United Methodist Church, are eligible for membership.
3 more ways to join
Employers and groups
- All persons on the membership roll of a United Methodist Christian local church located within the boundaries of the East Ohio Conference, West Ohio Conference, and Indiana Conference of The United Methodist Church are eligible for membership.
Military, government and schools
- Ministers and retired ministers of the East Ohio Conference, West Ohio Conference, and Indiana Conference of The United Methodist Church are eligible for membership.
Family and household
- Parents, spouses, surviving spouses, children, step-children, grandchildren, grandparents, brothers, sisters, uncles, aunts, nieces, and nephews of members of the eligible groups are eligible for membership.
Membership information collected October 5, 2026.