Bank · FDIC insured
Security Federal Savings Bank Savings Rates
Top CarrotSecurity Federal Savings Bank’s best savings rate is 2.02% APY on $10,000, with its SecFed High Yield Money Market. Rates checked October 15, 2026.
How Security Federal Savings Bank’s savings rates compare
Compared with banks and credit unions near Lafayette, IN, where Security Federal Savings Bank has the most branches. $10,000, best rate first.
This bank’s best
Security Federal Savings Bank
2.02%APY
- Requires
- None
- Minimum
- $50
- Earns on $10,000 a year
- $202
SecFed High Yield Money Market
Top rate
Horizon Bank
3.75%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $375
2nd-highest rate
Centier Bank
3.35%APY
- Requires
- Monthly account activity
- Minimum
- $0
- Earns on $10,000 a year
- $335
Security Federal Savings Bank savings score
89
Savings score
Higher than 86% of U.S. banks and credit unions
- $1,000 balance$1,0000.06%
- $10,000 balance$10,0002.02%
- $100,000 balance$100,0002.53%
- QualifiedQualified2.02%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Security Federal Savings Bank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
SecFed High Yield Money Market
Up to 2.02%APY
Interest paid on balances up to $7.5 million. $7.50 monthly service fee avoided with $5,000 minimum balance.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Over $0$7.50 monthly service fee waived with $5,000 minimum balance. | 0.10% | $10 | $7.50 monthly service fee waived with $5,000 minimum balance. |
| $5,000 and up$7.50 monthly service fee waived with $5,000 minimum balance. | 2.02% | $202 | $7.50 monthly service fee waived with $5,000 minimum balance. |
| $100,000 and up$7.50 monthly service fee waived with $5,000 minimum balance. | 2.53% | — | $7.50 monthly service fee waived with $5,000 minimum balance. |
| $250,000 – $7,500,000Interest paid on balances up to $7.5 million. $7.50 monthly service fee waived with $5,000 minimum balance. | 3.30% | — | Interest paid on balances up to $7.5 million. $7.50 monthly service fee waived with $5,000 minimum balance. |
Sources (2)
All captured Oct 5, 2026
Personal Money Market
0.10%APY
A $10.00 monthly service fee applies unless a $2,500 minimum balance is maintained. Opening minimum is listed as $2,500 on product overview and $50.00 on rate schedule.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Over $0$10.00 monthly service fee waived with $2,500 minimum balance. | 0.10% | $10 | $10.00 monthly service fee waived with $2,500 minimum balance. |
| $2,500 and up$10.00 monthly service fee waived with $2,500 minimum balance. | 0.10% | $10 | $10.00 monthly service fee waived with $2,500 minimum balance. |
| $100,000 and up$10.00 monthly service fee waived with $2,500 minimum balance. | 0.15% | — | $10.00 monthly service fee waived with $2,500 minimum balance. |
| $250,000 and up$10.00 monthly service fee waived with $2,500 minimum balance. | 0.25% | — | $10.00 monthly service fee waived with $2,500 minimum balance. |
| $500,000 and up$10.00 monthly service fee waived with $2,500 minimum balance. | 0.35% | — | $10.00 monthly service fee waived with $2,500 minimum balance. |
| $1,000,000 and up$10.00 monthly service fee waived with $2,500 minimum balance. | 0.40% | — | $10.00 monthly service fee waived with $2,500 minimum balance. |
Sources (2)
All captured Oct 5, 2026
Personal Savings
0.06%APY
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $500 and upMinimum balance to earn APY is $500.00. $0 monthly service fee.$500 and up | 0.06% | $6 | Minimum balance to earn APY is $500.00. $0 monthly service fee. |
Sources (2)
All captured Oct 15, 2026
Special-purpose accounts
HealthyU HSA MMDA
1.51%APY
Health Savings Account (HSA) requires HSA-eligible plan to open. Convenient debit card access to pay for eligible healthcare expenses; does not include check-writing privileges.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $2,500Minimum to open $0.00; Minimum to avoid service fee None; Minimum to earn APY $0.01. | 1.51% | — | Minimum to open $0.00; Minimum to avoid service fee None; Minimum to earn APY $0.01. |
| $2,500 – $10,000Minimum to open $0.00; Minimum to avoid service fee None; Minimum to earn APY $2,500.00. | 1.51% | — | Minimum to open $0.00; Minimum to avoid service fee None; Minimum to earn APY $2,500.00. |
| $10,000 and upMinimum to open $0.00; Minimum to avoid service fee None; Minimum to earn APY $10,000.00. | 1.51% | $151 | Minimum to open $0.00; Minimum to avoid service fee None; Minimum to earn APY $10,000.00. |
Sources (2)
All captured Oct 15, 2026
Health Savings
0.40%APY
Requires having an HSA-eligible High-Deductible Health Plan (HDHP). Check writing available.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $2,500Tier applies for balances from $0.01 to $2,499.99. $0 monthly service fee. | 0.07% | — | Tier applies for balances from $0.01 to $2,499.99. $0 monthly service fee. |
| $2,500 – $10,000Tier applies for balances from $2,500.00 to $9,999.99. $0 monthly service fee. | 0.40% | — | Tier applies for balances from $2,500.00 to $9,999.99. $0 monthly service fee. |
| $10,000 and upTier applies for balances of $10,000.00 and above. $0 monthly service fee. | 0.40% | $40 | Tier applies for balances of $10,000.00 and above. $0 monthly service fee. |
Sources (3)
- secfed.bank/Personal/Deposits/…oney-Market-HSAs-and-CDs
- secfed.bank/Resources/Bank-Rates
- secfed.bank/Personal/Deposits/Checking
All captured Oct 15, 2026
Christmas Club
0.10%APY
Early withdrawal fee applies.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balance$0 minimum to open. $0 monthly service fee.Any balance | 0.10% | $10 | $0 minimum to open. $0 monthly service fee. |
Sources (2)
All captured Oct 15, 2026
Youth Savings
0.10%APY
Opened by an adult for those under 18 years old under the Indiana Uniform Transfers to Minors Act (INUTMA).
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Over $0Minimum balance to earn APY is $0.01. $0 monthly service fee.Over $0 | 0.10% | $10 | Minimum balance to earn APY is $0.01. $0 monthly service fee. |
Sources (2)
All captured Oct 15, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.