Bank · FDIC insured
Old Plank Trail Community Bank, N.A.
A $3.5B bank, the 364th largest of 4,207, headquartered in New Lenox, IL, with 16 branches in 2 states. Best rates: CDs 4.00% and savings 2.00% APY.
Rates
No Carrot Score yet: it needs scores for at least two of CDs, savings, auto loans and credit cards. CDs: not enough terms or balances published to score. Savings: no rate at the amounts we compare. Auto loans: no rates found on its website. Credit cards: no rates found on its website.
- CDs—4.00%CD rates →
- Savings—2.00%Savings rates →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Old Plank Trail Community Bank, N.A.
Old Plank Trail Community Bank is part of the Wintrust Community Bank family, whose founders established the organization in 1991 in a northern Chicago suburb.
Through its parent organization, the institution connects to a network of more than 200 locations.
- Headquarters
- 280 Veterans Pkwy, New Lenox, IL 60451
- FDIC certificate
- 58314 ↗
Branches
16 branches in 2 states
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Illinois
14 branches
Frankfort area · 2
- Frankfort Banking Facility7626 W Lincoln Hwy, Frankfort, IL 60423Directions
- Frankfort Office Branch20901 S Lagrange Rd, Frankfort, IL 60423Directions
New Lenox area · 1
- Old Plank Trail Community Bank, National AssociationMain office280 Veterans Pkwy, New Lenox, IL 60451Directions
Chicago Heights area · 1
- Lynwood Facility19500 Torrence Ave, Chicago Heights, IL 60411Directions
Crete area · 1
- First United Bank Branch700 W Exchange St, Crete, IL 60417Directions
Homer Glen area · 1
- Homer Glen Branch15980 S Parker Rd, Homer Glen, IL 60491Directions
Joliet area · 1
- Joliet-Merrycrest Branch2108 W Jefferson St, Joliet, IL 60435Directions
Lansing area · 1
- First National Bank Of Illinois Branch3256 Ridge Rd, Lansing, IL 60438Directions
Markham area · 1
- Markham Branch3120 W 159th St, Markham, IL 60428Directions
Mokena area · 1
- Mokena Office Branch20012 Wolf Rd, Mokena, IL 60448Directions
Orland Park area · 1
- Orland Park Branch15330 S La Grange Rd, Orland Park, IL 60462Directions
Shorewood area · 1
- Shorewood Branch931 Brook Forest Ave, Shorewood, IL 60404Directions
Steger area · 1
- Steger Facility20 W Steger Rd, Steger, IL 60475Directions
Tinley Park area · 1
- Wintrust - Tinley Park Branch17865 80th Ave, Tinley Park, IL 60477Directions
Indiana
2 branches
Crown Point area · 1
- Wintrust Indiana - Crown Point Branch1420 E Summit St, Crown Point, IN 46307Directions
Dyer area · 1
- First National Bank Of Illinois Branch1101 Joliet St, Dyer, IN 46311Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 8.82% | 10.49% | 11.89% or more |
| Troubled loansNoncurrent | 0.28% | 0.52% | 0.23% or less |
| ProfitabilityReturn on assets | 1.19% | 1.25% | 1.62% or more |
| LendingLoans per $100 deposited | $80 | $88 | — |
- CapitalLeverage ratio8.82%Peers’ middle 10.49% · Top 25% 11.89%+
- Troubled loansNoncurrent0.28%Peers’ middle 0.52% · Top 25% ≤0.23%
- ProfitabilityReturn on assets1.19%Peers’ middle 1.25% · Top 25% 1.62%+
- LendingLoans per $100 deposited$80Peers’ middle $88
Compared with the 897 banks with $1 billion to $10 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Old Plank Trail Community Bank, N.A. are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.