Compare Bank & Credit Union Rates
Best savings rates in Indianapolis, IN
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 61–75 results in Indianapolis, IN
- PNCPremiere Money Market AccountPremiere Money Market Account · $1 min · 0.05%–0.07% by balance
Bank · 13 branches
0.06%APY$6 a year on $10,000with conditionsRequirements
Product: Minimum opening deposit is $0 online or $25 at a branch. Monthly service charge of $12 waived with an average monthly balance of $5,000 or when linked to a select PNC checking account. Minimum to earn interest is $1.
Offer: PNC TotalRewards Gold Tier Boost. Requires enrollment in Gold Tier based on Average Eligible Balance of $100,000 to $499,999.99.
Qualified rate · 0.06% interest rate · $12 monthly fee · Effective Oct 21, 2026
Rate by balance
Rate by balance for Premiere Money Market Account Balance APY Up to $10,000 0.06% $10,000 – $25,000Your amount 0.06% $25,000 – $50,000 0.06% $50,000 – $100,000 0.06% $100,000 – $250,000 0.07% $250,000 – $500,000 0.07% $500,000 – $1,000,000Standard rate tier. Monthly fee waived if avg monthly balance >=$5,000 or linked to select PNC checking. Opening deposit $25 at branches; online opening minimum $0. 0.05% $1,000,000 and upStandard Rate. $0 minimum deposit to open online ($25 in branches). $12 monthly fee waived with $5,000 average monthly balance or linked select PNC checking account. 0.05% Rate checked
More details - Huntington BankHuntington Relationship SavingsSavings · $100 min · 0.01%–0.06% by balance
Bank · 13 branches
0.06%APY$6 a year on $10,000with conditionsRequirements
Product: Monthly maintenance fee of $10 waived with an average daily balance of $2,500 or when you also own a Huntington personal checking account. Minimum opening deposit is $100. Higher relationship rates available when linked with qualifying checking accounts. Rates are specific to ZIP code 43215.
Offer: Non-Relationship Promotional Rate; requires new money to Huntington (money not currently on deposit in any Huntington account except maturing consumer CDs). Rate applies to ZIP code 43215.
Qualified rate · 0.01% interest rate · $10 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Huntington Relationship Savings Balance APY Up to $5,000 0.01% $5,000 – $2,000,001Your amountStandard Rate with qualifying, open Private Client Account. 0.06% $2,000,001 – $100,000,000,000requires new money to Huntington. Bank reserves the right to limit acceptance of deposits greater than $2,000,000.00. 0.01% Rate checked
More details - PNCPremiere Money Market AccountPremiere Money Market Account · $1 min · 0.04%–0.05% by balance
Bank · 13 branches
0.05%APY$5 a year on $10,000with conditionsRequirements
Product: Minimum opening deposit is $0 online or $25 at a branch. Monthly service charge of $12 waived with an average monthly balance of $5,000 or when linked to a select PNC checking account. Minimum to earn interest is $1.
Offer: PNC TotalRewards Silver Tier Boost. Requires enrollment in Silver Tier based on Average Eligible Balance of $25,000 to $99,999.99.
Qualified rate · 0.05% interest rate · $12 monthly fee · Effective Oct 21, 2026
Rate by balance
Rate by balance for Premiere Money Market Account Balance APY Up to $10,000 0.05% $10,000 – $25,000Your amount 0.05% $25,000 – $50,000 0.05% $50,000 – $100,000Standard Rate. $0 minimum deposit to open online ($25 in branches). $12 monthly fee waived with $5,000 average monthly balance or linked select PNC checking account. 0.04% $100,000 – $250,000Standard Rate. $0 minimum deposit to open online ($25 in branches). $12 monthly fee waived with $5,000 average monthly balance or linked select PNC checking account. 0.05% $250,000 – $500,000Standard Rate. $0 minimum deposit to open online ($25 in branches). $12 monthly fee waived with $5,000 average monthly balance or linked select PNC checking account. 0.05% $500,000 – $1,000,000Standard Rate. $0 minimum deposit to open online ($25 in branches). $12 monthly fee waived with $5,000 average monthly balance or linked select PNC checking account. 0.05% $1,000,000 and upStandard rate tier. Monthly fee waived if avg monthly balance >=$5,000 or linked to select PNC checking. Opening deposit $25 at branches; online opening minimum $0. 0.05% Rate checked
More details - FedEx Employees Credit AssociationShare Savings AccountSavings · $500 min · 0.01%–0.05% by balance
Credit union · 1 branch
0.05%APY$5 a year on $10,000Requirements
Product: FECA membership required. Accounts insured up to $500,000 ($250,000 by NCUA and $250,000 by ESI).
Effective Oct 13, 2024
Rate by balance
Rate by balance for Share Savings Account Balance APY $500 – $1,000 0.01% $1,000 – $3,000 0.03% $3,000 and upYour amount 0.05% Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Part of the Connect Checking and Savings bundle. Connect Savings requires $0 to open in branch or $50 online. Earns tiered APY based on the number of qualified debit card transactions per statement cycle. If qualifications are not met, Connect Savings converts to Statement Savings.
Offer: Applies when 15 or less (or less than 15) qualified debit card transactions post per statement cycle. Opening deposit is $0 in branch or $50 online.
Qualified rate · Effective Jul 1, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: All KEMBA members have this account; represents ownership share in KEMBA. Minimum balance of $5 is required. Balances of $50 or more earn monthly dividends.
Offer: Requires a $50 minimum daily balance to earn dividends. Minimum balance of $5 required to open/maintain account.
0.05% interest rate
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: No monthly fees. $5 account minimum represents ownership in FORUM. Earn dividends on balances of $100.00 or more.
0.05% interest rate · No monthly fee · Effective Oct 1, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000intro rate
Requirements
Product: Personal accounts and personal trusts only. Available at Old National banking centers or online (online opening available in IA, IL, IN, KY, MI, MN, ND, TN, WI; personal trusts in-person only). Combined balance of all Old National accounts cannot exceed $3,000,000. $25 fee if closed within 180 days.
Offer: Standard/lower tier rate for daily collected balances of $19,999.99 or less. Monthly fee of $20 waived with $5,000 minimum daily balance.
Promotional rate · 0.05% interest rate · $20 monthly fee · Effective Sep 1, 2026
Rate by balance
Rate by balance for Market Monitor Balance APY Up to $20,000Your amount 0.05% $20,000 and upPromotional rate guaranteed through December 31, 2026 for new accounts opened between September 1, 2026 and December 1, 2026 funded with minimum $20,000 in new money not on deposit as of August 31, 2026 within 15 calendar days of opening. 3.85% Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Maximum of 6 withdrawals per month. $8.00 monthly fee applies unless you maintain a minimum balance of $2,500 or have an average daily balance of $7,500.
Offer: Variable rate product, rates are subject to change without notice any time including after account opening. $8.00 monthly service fee waived if maintaining a minimum balance of $2,500 or an average daily balance of $7,500.
0.01% interest rate · $8 monthly fee · Effective Dec 12, 2025
Rate by balance
Rate by balance for Money Market Balance APY Up to $2,500 0.01% $2,500 – $10,000 0.03% $10,000 and upYour amount 0.05% Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: A $3 monthly service fee applies if the minimum balance requirement of $200 is not met. Transfers or withdrawals are limited to 6 per statement cycle / calendar month, with a $2.00 fee per excess debit transaction. Accounts that remain at a zero balance for 30 days will be closed.
Offer: A $3 monthly service fee applies if balance falls below $200.
0.05% interest rate · $3 monthly fee · Effective Jan 24, 2023
Rate by balance
Rate by balance for Regular Savings Balance APY Up to $14,999Your amount 0.05% $15,000 – $49,999 0.25% $50,000 and up 0.40% Rate checked
More details - Citizens BankPremium Rate Plus SavingsPremium Rate Plus Savings · $1,000 min · 0.05%–0.50% by balance
Bank · 1 branch
0.05%APY$5 a year on $10,0000.05% interest rate · Effective Jan 24, 2023
Rate by balance
Rate by balance for Premium Rate Plus Savings Balance APY Up to $14,999Your amount 0.05% $15,000 – $49,999 0.25% $50,000 – $99,999 0.40% $100,000 and up 0.50% Rate checked
More details - Citizens BankMoney Market SavingsMoney Market Savings · $50 min · 0.05%–0.40% by balance
Bank · 1 branch
0.05%APY$5 a year on $10,000Requirements
Product: Access funds up to six times per month without penalty.
0.05% interest rate · Effective Jan 24, 2023
Rate by balance
Rate by balance for Money Market Savings Balance APY Up to $14,999Your amount 0.05% $15,000 – $49,999 0.25% $50,000 and up 0.40% Rate checked
More details - PNCPremiere Money Market AccountPremiere Money Market Account · $1 min · 0.04%–0.05% by balance
Bank · 13 branches
0.04%APY$4 a year on $10,000with conditionsRequirements
Product: Minimum opening deposit is $0 online or $25 at a branch. Monthly service charge of $12 waived with an average monthly balance of $5,000 or when linked to a select PNC checking account. Minimum to earn interest is $1.
Offer: Standard Rate. $0 minimum deposit to open online ($25 in branches). $12 monthly fee waived with $5,000 average monthly balance or linked select PNC checking account.
Qualified rate · 0.04% interest rate · $12 monthly fee · Effective Oct 21, 2026
Rate by balance
Rate by balance for Premiere Money Market Account Balance APY Up to $10,000 0.04% $10,000 – $25,000Your amount 0.04% $25,000 – $50,000 0.04% $50,000 – $100,000Standard rate tier. Monthly fee waived if avg monthly balance >=$5,000 or linked to select PNC checking. Opening deposit $25 at branches; online opening minimum $0. 0.04% $250,000 – $500,000Standard rate tier. Monthly fee waived if avg monthly balance >=$5,000 or linked to select PNC checking. Opening deposit $25 at branches; online opening minimum $0. 0.05% Rate checked
More details - 0.04%APY$4 a year on $10,000
Requirements
Product: Variable rate savings account. $8.00 monthly maintenance fee waived for the first 6 months for new accounts; thereafter waived by maintaining a minimum daily balance of $500 or more, owning a Bank of America Advantage Relationship Banking account, having an account owner under age 25, or being enrolled in BofA Rewards at Preferred Plus, Preferred Honors, or Premier tier. No Overdraft Item Fees. Paper check writing is not permitted. Online new account opening limit is $250,000.
Offer: Standard rate for balances less than $5,000. Variable rate. Applicable to Western North Carolina. $8.00 monthly fee with waiver options ($500 minimum daily balance, owner under 25, Advantage Relationship Banking, or qualifying BofA Rewards tier; fee waived first 6 months for new accounts).
0.04% interest rate · $8 monthly fee · Effective Oct 5, 2026
Rate checked
More details - 0.03%APY$3 a year on $10,000
Requirements
Product: Dividends compounded quarterly, credited quarterly on a calendar quarterly period. Daily balance calculation method.
Offer: Dividends compounded quarterly and credited quarterly (calendar). Daily balance method.
0.03% interest rate · Compounded quarterly · Effective Apr 1, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Indianapolis, IN
92 accounts at 31 banks and credit unions · checked Oct 15–22
- Typical
- 0.15%
- Top 10% from
- 2.14%
- Banks, typical
- 0.06%
- Credit unions, typical
- 0.23%
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Indianapolis, IN metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Elements FinancialCredit union · 5 branches
- FORUM Credit UnionCredit union · 16 branches
- Indiana Members Credit UnionCredit union · 24 branches