Bank · FDIC insured
Citizens Bank
A $690.6M bank headquartered in Mooresville, IN, with 9 branches in Indiana. Best rates: CDs 3.04% and savings 0.05% APY.
Citizens Bank Carrot Score
61
Carrot Score
Higher than 3% of U.S. banks and credit unions
#40 of 43 in Indianapolis, IN metroHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Citizens Bank
Citizens Bank is a community bank based in Mooresville, Indiana, founded on January 5, 1931.
Originally established to serve Mooresville residents, the bank became a subsidiary of CITBA Financial Corporation in 1982.
The bank operates nine locations throughout the Indianapolis area in Central Indiana.
- Headquarters
- 33 N Indiana St, Mooresville, IN 46158
- FDIC certificate
- 9647 ↗
Branches
9 branches in Indiana
Loading map…
Indiana
9 branches
- Citizens BankMain office33 N Indiana St, Mooresville, IN 46158Directions
- Avon Branch99 S Dan Jones Rd, Avon, IN 46123Directions
- Heartland Crossing Branch10503 Heartland Blvd, Camby, IN 46113Directions
- Eminence BranchHighway 42 And Highway 142, Eminence, IN 46125Directions
- Stones Crossing Branch1767 W Stones Crossing Rd, Greenwood, IN 46143Directions
- County Line Branch2334 E County Line Rd, Indianapolis, IN 46227Directions
- Morton Ave Branch1098 State Road 39 By-Pass, Martinsville, IN 46151Directions
- Monrovia Branch43 E Washington St, Monrovia, IN 46157Directions
- Plainfield Branch2402 E Main St, Plainfield, IN 46168Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 9.78% | 10.98% | 13.00% or more |
| Troubled loansNoncurrent | 0.09% | 0.42% | 0.09% or less |
| ProfitabilityReturn on assets | 0.98% | 1.24% | 1.68% or more |
| LendingLoans per $100 deposited | $75 | $81 | — |
- CapitalLeverage ratio9.78%Peers’ middle 10.98% · Top 25% 13.00%+
- Troubled loansNoncurrent0.09%Peers’ middle 0.42% · Top 25% ≤0.09%
- ProfitabilityReturn on assets0.98%Peers’ middle 1.24% · Top 25% 1.68%+
- LendingLoans per $100 deposited$75Peers’ middle $81
Compared with the 2,650 banks with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Citizens Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.