Compare Bank & Credit Union Rates
Best savings rates in Illinois
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 346–360 results in Illinois
- 0.30%APY$30 a year on $10,000
Requirements
Product: A $6.00 per quarter account maintenance fee applies when the primary accountholder is 18 years or older, the total balance in all shares at the end of the quarter is less than $100, the average daily balance of total shares is less than $100 during the quarter, there was no outstanding balance on a loan at the end of the quarter, and there was no activity in the past six months.
0.30% interest rate · Effective Oct 5, 2026
Rate checked
More details - 0.30%APY$30 a year on $10,000
Requirements
Offer: $1.00 charge if balance falls below $100.00. Minimum daily balance of $100.00 to earn disclosed APY.
0.30% interest rate · Effective May 1, 2025
Rate checked
More details - 0.30%APY$30 a year on $10,000
Requirements
Offer: Minimum deposit of $100 required at opening ($30 for minor/non-profit organizations). Minimum balance to earn APY is $30.
0.30% interest rate · Effective Sep 17, 2026
Rate checked
More details - 0.30%APY$30 a year on $10,000
Requirements
Product: Monthly minimum balance fee of $3.00 is waived if a balance of $200.00 or above is maintained each day in the statement period.
Offer: Tier Under $10,000. Monthly minimum balance fee of $3.00 if balance falls below $200.00 any day in the statement period.
$3 monthly fee · Effective Sep 25, 2026
Rate by balance
Rate by balance for Savings Account Balance APY Over $0 0.05% $10,000 and upYour amount 0.30% Rate checked
More details - 0.30%APY$30 a year on $10,000
Requirements
Product: Dividends are compounded and credited monthly. Funds privately insured up to $250,000 by American Share Insurance (ASI).
Offer: Rate stated as high as 0.30%. Withdraw funds anytime with no minimum balance required.
Rate checked
More details - Shelby County State BankMoney MarketMoney Market · $500 min · 0.08%–0.35% by balance
Bank · 6 branches
0.30%APY$30 a year on $10,000intro rateRequirements
Product: Rates effective through 2026-09-29. Rates may change after account is opened; fees or other conditions may reduce earnings. Interest compounded monthly.
Offer: Balance tier $500-$2,499.99; $500 minimum balance to earn stated rate; compounded monthly. Rates effective through 2026-09-29.
Promotional rate · 0.08% interest rate · Compounded monthly
Rate by balance
Rate by balance for Money Market Balance APY $500 – $2,500 0.08% $2,500 – $50,000Your amount 0.30% $50,000 and up 0.35% Rate checked
More details - 0.30%APY$30 a year on $10,000
0.30% interest rate
Rate checked
More details - 0.30%APY$30 a year on $10,000
Requirements
Product: Variable rate feature that may be changed at bank's discretion. If balance falls below minimum, disclosed APY may not be obtained. Interest paid quarterly. Unlimited deposits; free e-statements, free online & mobile banking, and a free ATM card. Free withdrawals at MoneyPass Network ATMs.
0.30% interest rate · No monthly fee · Effective Jun 1, 2026
Rate checked
More details - First National Bank in Okawville, ILMoney Market AccountMoney Market Account · $2,500 min
Bank · 1 branch
0.30%APY$30 a year on $10,000Requirements
Offer: Average daily balance to obtain APY is $2500.00.
0.30% interest rate · Effective Dec 16, 2022
Rate checked
More details - Scott State BankPremium Plus Money MarketPremium Plus Money Market · $10,000 min · 0.30%–1.21% by balance
Bank · 7 branches
0.30%APY$30 a year on $10,000Requirements
Offer: Compounding: Monthly. Minimum balance to obtain APY is $10,000.
0.30% interest rate · Effective Nov 6, 2025
Rate by balance
Rate by balance for Premium Plus Money Market Balance APY $10,000 – $25,000Your amount 0.30% $25,000 – $50,000 0.40% $50,000 – $95,000 0.50% $95,000 and up 1.21% Rate checked
More details - Peoria Bell Credit UnionShare SavingsSavings · $5 min · 0.30%–0.35% by balance
Credit union · 1 branch
0.30%APY$30 a year on $10,000Requirements
Product: Dividends on share accounts are established quarterly by the Board of Directors, computed on the average daily balance, and paid quarterly. Subject to Regulation D transfer limitations.
Offer: Dividends computed on the average daily balance and paid quarterly.
0.30% interest rate
Rate by balance
Rate by balance for Share Savings Balance APY Up to $20,000Your amount 0.30% $20,000 and up 0.35% Rate checked
More details - 0.30%APY$30 a year on $10,000
Requirements
Product: Interest compounded and credited quarterly. A minimum balance fee of $5.00 is imposed monthly if balance falls below $100.00 any day of the month (waived for customers age 62 or older, students and children under 18, and members of the Armed Forces). $2.00 activity charge per non-automatic withdrawal in excess of 4 per month. Maximum 6 preauthorized/electronic transfers per month/statement cycle.
0.30% interest rate · $5 monthly fee · Effective Dec 16, 2025
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Must be a Molex or subsidiary employee or family member of an employee. Allowed 1 free withdrawal per month ($1.00 for 2nd and 3rd per month, $5.00 each in excess of 3 per month). Account service fee of $1.00/quarter. Minimum deposit requirement to open is $5.00.
Offer: Rates are declared at the end of each quarter and are subject to change without notice. Dividends compounded and credited quarterly using Daily Balance method.
0.25% interest rate · Effective Jun 30, 2025
Rate checked
More details - Bank of PontiacInvestment Money MarketInvestment Money Market · $5,000 min · 0.25%–0.65% by balance
Bank · 14 branches
0.25%APY$25 a year on $10,000Requirements
Product: Minimum opening deposit of $5,000. Monthly service charge of $12 waived with a minimum balance of $5,000.
Offer: Tier I 0 - $74,999.99. Minimum to open: $5,000; Minimum w/o fee: $5,000 ($12 monthly service charge). Compounded monthly, paid monthly.
0.25% interest rate · Compounded monthly · $12 monthly fee · Effective Oct 20, 2026
Rate by balance
Rate by balance for Investment Money Market Balance APY Up to $75,000Your amount 0.25% $75,000 – $150,000 0.35% $150,000 – $250,000 0.40% $250,000 – $2,500,000 0.55% $2,500,000 and up 0.65% Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Tiered interest rate paid on full balance in account when minimum met. Variable rate account subject to change at any time. Interest is compounded monthly. $2.00 monthly service charge if balance falls below $25 at any time during the month.
Offer: Opening minimum is $25 for ages 18 and under. $2.00 monthly fee waived when $25 minimum balance is maintained at all times during the month.
0.25% interest rate · Compounded monthly · $2 monthly fee · Effective Oct 22, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Illinois
785 accounts at 327 banks and credit unions · checked Oct 23
- Typical
- 0.25%
- Top 10% from
- 2.00%
- Banks, typical
- 0.25%
- Credit unions, typical
- 0.25%
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Illinois
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Bloomington Municipal Credit UnionCredit union · 1 branch
- First Community Credit UnionCredit union · 7 branches
- Acme Continental Credit UnionCredit union · 1 branch