Bank · FDIC insured
Farmers State Bank Savings Rates
Farmers State Bank’s best savings rate is 0.90% APY on $10,000, with its Pioneer Peak Money Market. Rates checked October 16, 2026.
How Farmers State Bank’s savings rates compare
Compared with banks and credit unions near Peoria, IL, where Farmers State Bank has the most branches. $10,000, best rate first.
This bank’s best
Farmers State Bank
0.90%APY
- Requires
- None
- Minimum
- $1,000
- Earns on $10,000 a year
- $90
Pioneer Peak Money Market
Top rate
INB
3.45%APY
- Requires
- Monthly account activity
- Minimum
- $50
- Earns on $10,000 a year
- $345
2nd-highest rate
CEFCU
2.40%APY
- Requires
- None
- Minimum
- $2,500
- Earns on $10,000 a year
- $240
Farmers State Bank savings score
84
Savings score
Higher than 66% of U.S. banks and credit unions
- $1,000 balance$1,0000.80%
- $10,000 balance$10,0000.90%
- $100,000 balance$100,0001.21%
- QualifiedQualified0.90%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Farmers State Bank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Pioneer Peak Money Market
Up to 0.90%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $1,000 | 0.00% | — |
| $1,000 – $10,000 | 0.80% | $80 |
| $10,000 – $25,000 | 0.90% | $90 |
| $25,000 – $50,000 | 1.00% | — |
| $50,000 – $100,000 | 1.10% | — |
| $100,000 – $150,000 | 1.21% | — |
| $150,000 – $250,000 | 1.31% | — |
| $250,000 and up | 1.41% | — |
Sources (1)
- fsbelmwood.com/personal/rates · captured Sep 17, 2026
Regular Savings
0.30%APY
Variable rate feature that may be changed at bank's discretion. If balance falls below minimum, disclosed APY may not be obtained. Interest paid quarterly. Unlimited deposits; free e-statements, free online & mobile banking, and a free ATM card. Free withdrawals at MoneyPass Network ATMs.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $50 and up | 0.30% | $30 |
Special-purpose accounts
Christmas Club Savings
2.73%APY
Interest paid at maturity. Account pays out on October 29 or next business day. No withdrawals allowed before payout. Unlimited deposits. Variable rate feature.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 2.73% | $273 |
Vacation Club Savings
2.73%APY
Interest paid at maturity. Account pays out on May 30 or next business day. No withdrawals allowed before payout. Unlimited deposits. Variable rate feature.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 2.73% | $273 |
FSB4Life (0-18yrs) Savings
0.95%APY
Must be under 19 years old (0-18 years old). Deposit made during birthday month receives a $5.00 deposit bonus. Interest paid quarterly. Variable rate feature.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.95% | $95 |
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.