Bank · FDIC insured
Chester National Bank Savings Rates
Chester National Bank’s best savings rate is 0.75% APY on $10,000, with its Money Market Accounts. Rates checked October 16, 2026.
How Chester National Bank’s savings rates compare
Compared with banks and credit unions in Illinois, where Chester National Bank has the most branches. $10,000, best rate first.
This bank’s best
Chester National Bank
0.75%APY
- Requires
- None
- Minimum
- $2,500
- Earns on $10,000 a year
- $75
Money Market Accounts
Top rate
State Farm Federal Credit Union
4.08%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $408
2nd-highest rate
Dieterich Bank
4.00%APY
- Requires
- Monthly account activity
- Minimum
- $25
- Earns on $10,000 a year
- $400
Chester National Bank savings score
83
Savings score
Higher than 62% of U.S. banks and credit unions
- $1,000 balance$1,0000.30%
- $10,000 balance$10,0000.75%
- $100,000 balance$100,0001.83%
- QualifiedQualified0.75%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Chester National Bank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Money Market Accounts
0.75%APY
Minimum amount to open the account and earn the APY is $2,500.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $2,500 – $10,000Minimum amount to open the account and earn the APY is $2,500. | 0.40% | — | Minimum amount to open the account and earn the APY is $2,500. |
| $10,000 – $25,000Minimum amount to open the account and earn the APY is $2,500. | 0.75% | $75 | Minimum amount to open the account and earn the APY is $2,500. |
| $25,000 – $100,000Minimum amount to open the account and earn the APY is $2,500. | 1.01% | — | Minimum amount to open the account and earn the APY is $2,500. |
| $100,000 – $250,000Minimum amount to open the account and earn the APY is $2,500. | 1.83% | — | Minimum amount to open the account and earn the APY is $2,500. |
| $250,000 and upMinimum amount to open the account and earn the APY is $2,500. | 1.83% | — | Minimum amount to open the account and earn the APY is $2,500. |
Sources (1)
- chesternationalbank.com/rates · captured Sep 25, 2026
Statement Savings
0.30%APY
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $30 and upMinimum deposit of $100 required at opening ($30 for minor/non-profit organizations). Minimum balance to earn APY is $30.$30 and up | 0.30% | $30 | Minimum deposit of $100 required at opening ($30 for minor/non-profit organizations). Minimum balance to earn APY is $30. |
Sources (2)
All captured Sep 25, 2026
Special-purpose accounts
Christmas Club
0.30%APY
Club Year begins November 1 and ends with annual maturity distribution no later than October 31. Withdrawal from this account is not permitted. Account does not automatically renew.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $10 and upMinimum amount to open the account and earn APY is $10. Withdrawal from this account is not permitted.$10 and up | 0.30% | $30 | Minimum amount to open the account and earn APY is $10. Withdrawal from this account is not permitted. |
Sources (2)
All captured Sep 25, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.