Credit union · Privately insured
CPOECU Savings Rates
CPOECU’s best savings rate is 0.30% APY on $10,000, with its Money Market. Rates checked October 16, 2026.
How CPOECU’s savings rates compare
Compared with banks and credit unions near Chicago, IL-IN, where CPOECU has the most branches. $10,000, best rate first.
This credit union’s best
CPOECU
0.30%APY
- Requires
- None
- Minimum
- $2,500
- Earns on $10,000 a year
- $30
Money Market
Top rate
Justice Federal Credit Union
4.00%APY
- Requires
- Monthly account activity
- Minimum
- $0
- Earns on $10,000 a year
- $400
2nd-highest rate
United Trust Bank
3.90%APY
- Requires
- None
- Minimum
- $10,000
- Earns on $10,000 a year
- $390
CPOECU savings score
72
Savings score
Higher than 32% of U.S. banks and credit unions
- $1,000 balance$1,0000.05%
- $10,000 balance$10,0000.30%
- $100,000 balance$100,0000.30%
- QualifiedQualified0.30%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where CPOECU ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Money Market
0.30%APY
Dividends are compounded and credited monthly. Funds privately insured up to $250,000 by American Share Insurance (ASI).
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceRate stated as high as 0.30%. Withdraw funds anytime with no minimum balance required.Any balance | 0.30% | $30 | Rate stated as high as 0.30%. Withdraw funds anytime with no minimum balance required. |
Regular Savings
0.05%APY
All savings accounts are privately insured up to $250,000 by American Share Insurance. Dividend rates and terms subject to change without notice.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceDividend rate stated as 'as high as 0.05%'. Annual percentage rate and terms subject to change without notice.Any balance | 0.05% | $5 | Dividend rate stated as 'as high as 0.05%'. Annual percentage rate and terms subject to change without notice. |
Special-purpose accounts
Club Accounts
0.05%APY
Available club accounts include Christmas, Vacation, and Youth Program. Christmas club funds are released annually. All savings accounts are privately insured up to $250,000 by American Share Insurance. Dividend rates and terms subject to change without notice.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceDividend rate stated as 'as high as 0.05%'. Unlimited deposits permitted. Christmas club funds released annually. Annual percentage rate and terms subject to change without notice.Any balance | 0.05% | $5 | Dividend rate stated as 'as high as 0.05%'. Unlimited deposits permitted. Christmas club funds released annually. Annual percentage rate and terms subject to change without notice. |
Who can join CPOECU
This may be incomplete or out of date, so check with the credit union before you apply.
Military, government and schools
- Membership is open to any active or retired employee of the Chicago Postal Service.
Family and household
- Membership is open to immediate family members (spouse, child or parents) of active or retired employees of the Chicago Postal Service.
Cost to join
- Membership requires a $25 share deposit into a Savings account that remains in the account for the duration of membership.
Membership information collected October 5, 2026.