Credit union · Privately insured
CPOECU
A $27.7M credit union headquartered in Chicago, IL, with 5,017 members and 3 branches in Illinois. Best rates: savings 0.30% APY.
CPOECU Carrot Score
69
Carrot Score
Higher than 23% of U.S. banks and credit unions
#87 of 124 in Chicago, IL-IN metroHow the score works →
Deposits are privately insured, not by the federal government.
About CPOECU
Chicago Post Office Employees Credit Union has been serving employees of the Chicago Postal Service for over 90 years.
Based in Chicago, Illinois, the credit union is a member-owned cooperative financial institution.
- Headquarters
- 10025 S Western Ave, Chicago, IL 60643-1925
- NCUA charter
- 95826
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Military, government and schools
- Membership is open to any active or retired employee of the Chicago Postal Service.
Family and household
- Membership is open to immediate family members (spouse, child or parents) of active or retired employees of the Chicago Postal Service.
Cost to join
- Membership requires a $25 share deposit into a Savings account that remains in the account for the duration of membership.
Branches
3 branches in Illinois
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Illinois
3 branches
- CPOECU Main BranchMain office10025 S Western Ave, Chicago, IL 60643Directions
- Cpoecu Dt Branch845 W Harrison St Fl 2, Chicago, IL 60607Directions
- Cpoecu Main Branch10027 S Western Ave, Chicago, IL 60643Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 22.22% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 2.65% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 0.23% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $55 | $59 | — |
- CapitalNet worth ratio22.22%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late2.65%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets0.23%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$55Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of CPOECU are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.