Compare Bank & Credit Union Rates
Best savings rates in Illinois
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 256–270 results in Illinois
- 0.50%APY$50 a year on $10,000
Requirements
Product: Variable rate account. Interest rate and yield may change at any time. Monthly maintenance fee of $5.00 if daily balance falls below $2,500.00 any day.
Offer: Monthly maintenance fee of $5.00 applies if daily balance falls below $2,500.00.
0.50% interest rate · $5 monthly fee
Rate by balance
Rate by balance for MMA Balance APY Up to $25,000Your amount 0.50% $25,000 – $50,000 0.50% $50,000 – $100,000 0.50% $100,000 – $300,000 0.50% $300,000 – $500,000 0.95% $500,000 and up 1.20% Rate checked
More details - Great Lakes Credit UnionMoney Market AccountMoney Market Account · $2,500 min
Credit union · 19 branches
0.50%APY$50 a year on $10,000with conditionsRequirements
Product: Requires minimum deposit of $2,500 to open and minimum average daily balance of $2,500 to earn stated dividends. Up to 6 transfers/withdrawals per month. Additional APY available with qualifying Free Checking Account debit card transactions.
Offer: Tier 2: Earn an additional 0.50% APY on accompanying Money Market account with 20-39 monthly Free Checking Account debit card transactions.
Qualified rate
Rate checked
More details - Beardstown SavingsMoney Market Deposit Accounts (MMDAs)Money Market Deposit Accounts (MMDAs) · $0 min · 0.30%–0.50% by balance
Bank · 2 branches
0.50%APY$50 a year on $10,000Requirements
Product: Rates may change after account is opened. $2,500.00 Minimum Balance. No Monthly Account Fee.
Offer: Rates may change after account is opened.
0.30% interest rate · No monthly fee
Rate by balance
Rate by balance for Money Market Deposit Accounts (MMDAs) Balance APY Up to $2,500 0.30% $2,500 – $10,000 0.30% $10,000 – $100,000,000Your amount 0.50% Rate checked
More details - Metro Federal Credit UnionVIP Money MarketVIP Money Market · $100 min · 0.25%–0.95% by balance
Credit union · 1 branch
0.50%APY$50 a year on $10,000Requirements
Product: No monthly service fee. No minimum balance. Compounded monthly. Minimum cash or check withdrawal amount is $500.00 to avoid processing fee. Maximum total number of three checks paid per month; additional checks cleared or cash withdrawals subject to processing fee. Debit card and mobile deposit not eligible for money market accounts.
Offer: Compounded monthly; paid monthly on the last day of the month.
0.25% interest rate · Compounded monthly · No monthly fee
Rate by balance
Rate by balance for VIP Money Market Balance APY $100 – $4,999 0.25% $5,000 – $9,999 0.35% $10,000 – $24,999Your amount 0.50% $25,000 – $49,999 0.65% $50,000 and up 0.95% Rate checked
More details - Midwest Coalition of Labor Credit Union (MCL)Money MarketMoney Market · $2,000 min
Credit union · 1 branch
0.50%APY$50 a year on $10,000Requirements
Product: Dividends on money market accounts are paid monthly. Dividends may vary due to income and expenses of the Credit Union.
Offer: Dividends on money market accounts are paid monthly. Dividends may vary due to income and expenses of the Credit Union.
0.50% interest rate · Effective Sep 1, 2026
Rate checked
More details - State Bank of GraymontTiered Money Market AccountTiered Money Market Account · $2,500 min · 0.50%–1.87% by balance
Bank · 4 branches
0.50%APY$50 a year on $10,000Requirements
Product: Minimum opening balance of $2,500. Interest credited monthly. $10 service charge if daily balance falls below $2,500 any day during the calendar month; $20 service charge if daily balance falls below $1,000 any day during the calendar month. Limited to six withdrawals or transfers per calendar month.
Offer: Minimum daily balance to earn APY is $0.01 to $24,999.99.
0.50% interest rate · Effective Sep 15, 2026
Rate by balance
Rate by balance for Tiered Money Market Account Balance APY Up to $25,000Your amount 0.50% $25,000 – $50,000 0.80% $50,000 – $75,000 1.31% $75,000 and up 1.87% Rate checked
More details - Citizens Bank of ChatsworthSmart SavingsSavings · $1,000 min · 0.10%–0.50% by balance
Bank · 2 branches
0.50%APY$50 a year on $10,000Requirements
Product: No service charge. Interest rate may change after account is opened; fees can reduce earnings.
Offer: APY for balance $1,000–$4,999.99. No service charge.
No monthly fee · Effective Sep 1, 2026
Rate by balance
Rate by balance for Smart Savings Balance APY $1,000 – $5,000 0.10% $5,000 – $10,000 0.25% $10,000 and upYour amount 0.50% Rate checked
More details - 0.50%APY$50 a year on $10,000
Requirements
Product: Establishes credit union membership and ownership with $25 par value. Dividends calculated and compounded daily, credited quarterly.
Offer: Dividends calculated and compounded daily, credited quarterly. Par value of membership share is $25.00.
Compounded daily · No monthly fee · Effective Apr 30, 2026
Rate checked
More details - 0.50%APY$50 a year on $10,000
Requirements
Product: Members can deposit up to $75,000 per calendar year. Direct payroll deposit is available.
Offer: Can deposit up to $75,000 per calendar year.
0.50% interest rate · Balance cap $75,000
Rate checked
More details - Blackhawk Area Credit UnionMoney Market Checking AccountMoney Market Checking Account · $2,500 min · 0.50%–1.00% by balance
Credit union · 3 branches
0.50%APY$50 a year on $10,000Requirements
Product: Minimum balance is $2,500. No dividends are paid if the balance falls below a $2,500 balance. Works like an interest-bearing checking account with check writing.
Offer: No dividends are paid if the balance falls below a $2,500 balance.
Rate by balance
Rate by balance for Money Market Checking Account Balance APY $2,500 – $30,000Your amount 0.50% $30,000 – $50,000 0.75% Over $50,000Over $50,000 1.00% Rate checked
More details - 0.50%APY$50 a year on $10,000
Requirements
Product: If minimum of $200 balance is met
Offer: If minimum of $200 balance is met
Effective Oct 1, 2023
Rate by balance
Rate by balance for Share Balance APY $200 – $1,999 0.25% $2,000 and upYour amount 0.50% Rate checked
More details - Access Credit UnionMoney MarketMoney Market · $2,500 min · 0.50%–1.01% by balance
Credit union · 1 branch
0.50%APY$50 a year on $10,0000.50% interest rate
Rate by balance
Rate by balance for Money Market Balance APY $2,500 – $20,000Your amount 0.50%* $20,000 – $50,000 0.75%* $50,000 and up 1.01%* Rate checked
More details - 0.50%APY$50 a year on $10,000
Requirements
Product: With $250.00 minimum average daily balance, you avoid a monthly maintenance charge. Available free to children under 18 years of age with minimum opening deposit waived (minors must have an adult on the account). Up to 6 preauthorized transfers per month; 3 free withdrawals per month ($1 fee per ATM or personal withdrawal over 3).
Offer: Variable rate compounding quarterly. Minimum opening deposit $250. Avoid monthly maintenance charge by maintaining $250 minimum average daily balance (opening minimum waived and fee free for children under 18 with an adult).
0.50% interest rate · Effective Sep 16, 2026
Rate checked
More details - 0.50%APY$50 a year on $10,000with conditions
Requirements
Product: Linked to Kasasa Cash® or Kasasa Cash Back® account.
Offer: Requires meeting qualification cycle criteria on linked Kasasa Cash account: at least 1 direct deposit/ACH credit/ACH payment transaction, 12 debit card purchases post and settle during Monthly Qualification Cycle, and enrollment in eStatements. No minimum balance required to earn rewards.
Qualified rate · Balance cap $25,000 · No monthly fee · Effective Jan 1, 2019
Rate checked
More details - 0.50%APY$50 a year on $10,000
Requirements
Product: No monthly service charge with a minimum balance of $50; monthly service charge of $2 if minimum falls below $50 (waived for minor children). Minimum balance to open account $50 (waived for minor children). Withdrawals limited to 10 per month (10 or more transactions charged $2 each). Interest compounded quarterly.
Offer: Monthly fee of $2 waived if minimum balance of $50 is maintained (opening minimum and fee waived for minor children). Listed under Current Rates as Savings Quarterly.
0.50% interest rate · Compounded quarterly · $2 monthly fee
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
* APY calculated from the stated interest rate. Daily compounding is assumed when the institution does not state it.
What savings accounts pay in Illinois
784 accounts at 327 banks and credit unions · checked Oct 16–23
- Typical
- 0.25%
- Top 10% from
- 1.98%
- Banks, typical
- 0.25%
- Credit unions, typical
- 0.25%
Is your bank paying you enough?
Find your bank or credit union to see all its rates and how they compare near you.
Illinois
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Bloomington Municipal Credit UnionCredit union · 1 branch
- First Community Credit UnionCredit union · 7 branches
- Acme Continental Credit UnionCredit union · 1 branch