Credit union · NCUA insured
LinXus CU Savings Rates
LinXus CU’s best savings rate is 0.50% APY on $10,000, with its Share. Rates checked October 16, 2026.
How LinXus CU’s savings rates compare
Compared with banks and credit unions near Rockford, IL, where LinXus CU has the most branches. $10,000, best rate first.
This credit union’s best
LinXus CU
0.50%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $50
Share
Top rate
UMB Bank
3.71%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $371
2nd-highest rate
Associated Bank
3.20%APY
- Requires
- Another account
- Minimum
- $1,000
- Earns on $10,000 a year
- $320
LinXus CU savings score
78
Savings score
Higher than 47% of U.S. banks and credit unions
- $1,000 balance$1,0000.25%
- $10,000 balance$10,0000.50%
- $100,000 balance$100,0000.50%
- QualifiedQualified0.50%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where LinXus CU ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share
0.50%APY
If minimum of $200 balance is met
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $200 – $1,999If minimum of $200 balance is met | 0.25% | — | If minimum of $200 balance is met |
| $2,000 and upIf minimum of $200 balance is met | 0.50% | $50 | If minimum of $200 balance is met |
Sources (1)
- linxuscu.org/rates-and-fees · captured Sep 17, 2026
Special-purpose accounts
Christmas Club Accounts
1.00%APY
Dividend declared to be paid on October 31st. No withdrawals allowed unless closing account.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceDividend declared to be paid on October 31st. No withdrawals allowed unless closing account.Any balance | 1.00% | $100 | Dividend declared to be paid on October 31st. No withdrawals allowed unless closing account. |
Sources (1)
- linxuscu.org/rates-and-fees · captured Sep 17, 2026
Vacation Club Accounts
1.00%APY
Dividend declared to be paid on May 31st. No withdrawals allowed unless closing account.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceDividend declared to be paid on May 31st. No withdrawals allowed unless closing account.Any balance | 1.00% | $100 | Dividend declared to be paid on May 31st. No withdrawals allowed unless closing account. |
Sources (1)
- linxuscu.org/rates-and-fees · captured Sep 17, 2026
Who can join LinXus CU
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals who live or work in Winnebago, Boone, Ogle, or Stephenson Counties are eligible for membership.
Military, government and schools
- Postal employees working in 610 & 611 zip codes are eligible for membership.
Membership information collected October 5, 2026.