Bank · FDIC insured
Mason City National Bank Savings Rates
Mason City National Bank’s best savings rate is 0.85% APY on $10,000, with its Money Market Account. Rates checked October 16, 2026.
How Mason City National Bank’s savings rates compare
Compared with banks and credit unions in Illinois, where Mason City National Bank has the most branches. $10,000, best rate first.
This bank’s best
Mason City National Bank
0.85%APY
- Requires
- None
- Minimum
- $2,500
- Earns on $10,000 a year
- $85
Money Market Account
Top rate
State Farm Federal Credit Union
4.08%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $408
2nd-highest rate
Dieterich Bank
4.00%APY
- Requires
- Monthly account activity
- Minimum
- $25
- Earns on $10,000 a year
- $400
Mason City National Bank savings score
83
Savings score
Higher than 63% of U.S. banks and credit unions
- $1,000 balance$1,0000.50%
- $10,000 balance$10,0000.85%
- $100,000 balance$100,0000.85%
- QualifiedQualified0.85%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Mason City National Bank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Money Market Account
0.85%APY
Earn interest on account balance with a minimum daily balance of $2,500.00. No monthly maintenance charge. Variable interest rate compounds monthly. Up to six preauthorized transfers per month, with a maximum of three payments by third party checks.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $2,500 and upMinimum daily balance of $2,500.00 required to earn interest paid monthly. Variable rate subject to change; compounds monthly.$2,500 and up | 0.85% | $85 | Minimum daily balance of $2,500.00 required to earn interest paid monthly. Variable rate subject to change; compounds monthly. |
Sources (2)
- onlinebanking.masoncitynationa…ges/deposit-account.html
- onlinebanking.masoncitynationalbank.com/Pages/rates.html
All captured Sep 17, 2026
Special-purpose accounts
Christmas Club Account
0.50%APY
No minimum opening deposit, no monthly minimum balance required, and no monthly maintenance charge. Interest is posted annually. Checks are mailed or funds credited to another account in October.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceNo minimum opening deposit. No monthly minimum balance required. No monthly maintenance charge. Interest is posted annually.Any balance | 0.50% | $50 | No minimum opening deposit. No monthly minimum balance required. No monthly maintenance charge. Interest is posted annually. |
Sources (2)
- onlinebanking.masoncitynationa…ges/deposit-account.html
- onlinebanking.masoncitynationalbank.com/Pages/rates.html
All captured Sep 17, 2026
Savings Account
0.50%APY
With $250.00 minimum average daily balance, you avoid a monthly maintenance charge. Available free to children under 18 years of age with minimum opening deposit waived (minors must have an adult on the account). Up to 6 preauthorized transfers per month; 3 free withdrawals per month ($1 fee per ATM or personal withdrawal over 3).
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceVariable rate compounding quarterly. Minimum opening deposit $250. Avoid monthly maintenance charge by maintaining $250 minimum average daily balance (opening minimum waived and fee free for children under 18 with an adult).Any balance | 0.50% | $50 | Variable rate compounding quarterly. Minimum opening deposit $250. Avoid monthly maintenance charge by maintaining $250 minimum average daily balance (opening minimum waived and fee free for children under 18 with an adult). |
Sources (2)
- onlinebanking.masoncitynationa…ges/deposit-account.html
- onlinebanking.masoncitynationalbank.com/Pages/rates.html
All captured Sep 17, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.