Bank · FDIC insured
Illini State Bank Savings Rates
Illini State Bank’s best savings rate is 0.50% APY, with its Kasasa Saver®, with extra requirements. Rates checked October 16, 2026.
How Illini State Bank’s savings rates compare
Compared with banks and credit unions in Illinois, where Illini State Bank has the most branches. $10,000, best rate first.
This bank’s best
Illini State Bank
0.50%APY
- Requires
- Monthly account activity
- Minimum
- $25
- Earns on $10,000 a year
- $50
Kasasa Saver®
Top rate
State Farm Federal Credit Union
4.08%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $408
2nd-highest rate
Dieterich Bank
4.00%APY
- Requires
- Monthly account activity
- Minimum
- $25
- Earns on $10,000 a year
- $400
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Kasasa Saver®
0.50%APY
Linked to Kasasa Cash® or Kasasa Cash Back® account.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $25,000Requires meeting qualification cycle criteria on linked Kasasa Cash account: at least 1 direct deposit/ACH credit/ACH payment transaction, 12 debit card purchases post and settle during Monthly Qualification Cycle, and enrollment in eStatements. No minimum balance required to earn rewards.Up to $25,000 | 0.50% | $50 | Requires meeting qualification cycle criteria on linked Kasasa Cash account: at least 1 direct deposit/ACH credit/ACH payment transaction, 12 debit card purchases post and settle during Monthly Qualification Cycle, and enrollment in eStatements. No minimum balance required to earn rewards. |
Sources (1)
- illinistatebank.com/kasasa-products/kasasa-saver · captured Sep 17, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.