Bank · FDIC insured
State Bank of Graymont Savings Rates
State Bank of Graymont’s best savings rate is 0.50% APY on $10,000, with its Tiered Money Market Account. Rates checked October 16, 2026.
How State Bank of Graymont’s savings rates compare
Compared with banks and credit unions near Pontiac, IL, where State Bank of Graymont has the most branches. $10,000, best rate first.
This bank’s best
State Bank of Graymont
0.50%APY
- Requires
- None
- Minimum
- $2,500
- Earns on $10,000 a year
- $50
Tiered Money Market Account
Top rate
Midland States Bank
1.38%APY
- Requires
- Another account
- Minimum
- $2,500
- Earns on $10,000 a year
- $138
2nd-highest rate
Woodforest National Bank
1.00%APY
- Requires
- None
- Minimum
- $25
- Earns on $10,000 a year
- $100
State Bank of Graymont savings score
78
Savings score
Higher than 46% of U.S. banks and credit unions
- $1,000 balance$1,0000.05%
- $10,000 balance$10,0000.50%
- $100,000 balance$100,0001.87%
- QualifiedQualified0.50%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where State Bank of Graymont ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Tiered Money Market Account
0.50%APY
Minimum opening balance of $2,500. Interest credited monthly. $10 service charge if daily balance falls below $2,500 any day during the calendar month; $20 service charge if daily balance falls below $1,000 any day during the calendar month. Limited to six withdrawals or transfers per calendar month.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $25,000Minimum daily balance to earn APY is $0.01 to $24,999.99. | 0.50% | $50 | Minimum daily balance to earn APY is $0.01 to $24,999.99. |
| $25,000 – $50,000Minimum daily balance to earn APY is $25,000.00 to $49,999.99. | 0.80% | — | Minimum daily balance to earn APY is $25,000.00 to $49,999.99. |
| $50,000 – $75,000Minimum daily balance to earn APY is $50,000.00 to $74,999.99. | 1.31% | — | Minimum daily balance to earn APY is $50,000.00 to $74,999.99. |
| $75,000 and upMinimum daily balance to earn APY is $75,000.00 or more. | 1.87% | — | Minimum daily balance to earn APY is $75,000.00 or more. |
Regular Savings
0.05%APY
Earn interest daily. Interest credited quarterly. Quarterly statements. $5.00 monthly service charge if average daily balance is under $100 (individuals 22 years old or younger are exempt upon notification of date of birth).
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceFee waived if average daily balance is $100 or more, or if individual is 22 years old or younger upon notification of date of birth.Any balance | 0.05% | $5 | Fee waived if average daily balance is $100 or more, or if individual is 22 years old or younger upon notification of date of birth. |
Special-purpose accounts
IRA Savings
1.86%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 1.86% | $186 |
Sources (1)
- sbofgray.com/rates · captured Sep 17, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.