Credit union · NCUA insured
Midwest Coalition of Labor Credit Union (MCL)
Top CarrotA $77.8M credit union headquartered in Countryside, IL, with 8,560 members and 1 branch in Illinois. Best rates: CDs 3.75% and savings 0.50% APY.
Midwest Coalition of Labor Credit Union (MCL) Carrot Score
Carrot ScoreTop Carrot
Higher than 84% of U.S. banks and credit unions
#22 of 124 in Chicago, IL-IN metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Midwest Coalition of Labor Credit Union (MCL)
Midwest Coalition of Labor Credit Union is a member-owned, not-for-profit financial institution headquartered in Countryside, Illinois, established to serve union members and employees included in the Midwest Coalition of Labor.
- Headquarters
- 6240 Joliet Rd, Countryside, IL 60525
- NCUA charter
- 61847
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Union members in good standing or employees of a union included in the Midwest Coalition of Labor (MCL) are eligible for membership.
- Members or employees associated with Teamsters Local 731 are eligible for membership.
Family and household
- Immediate family members of eligible union members or union employees are eligible for membership.
Cost to join
- Each member must open a savings account with an initial deposit of at least $100.00, which purchases one share of the credit union.
Branches
1 branch in Illinois
Loading map…
Illinois
1 branch
- CountrysideMain office6240 Joliet Rd, Countryside, IL 60525Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 15.47% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 0.93% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 1.57% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $80 | $59 | — |
- CapitalNet worth ratio15.47%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late0.93%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets1.57%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$80Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Midwest Coalition of Labor Credit Union (MCL) are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.