Credit union · Privately insured
Access Credit Union
A $58.6M credit union headquartered in Broadview, IL, with 4,843 members and 1 branch in Illinois. Best rates: CDs 2.25% and savings 0.50% APY.
Access Credit Union Carrot Score
71
Carrot Score
Higher than 29% of U.S. banks and credit unions
#81 of 124 in Chicago, IL-IN metroHow the score works →
Deposits are privately insured, not by the federal government.
About Access Credit Union
Founded in 1939 as Zenith Radio Credit Union, Access Credit Union operates from its office in Broadview, Illinois.
The credit union serves over 125 partner companies and organizations as well as 22 Illinois communities and surrounding areas.
- Headquarters
- 1807 W Cermak Rd, Broadview, IL 60155
- NCUA charter
- 97097
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to anyone who lives or works in the geographic area bordered by Lake Michigan on the East, California Ave on the West, Garfield Ave/55th Street on the South, and Harrison Street on the North.
- Membership is open to individuals who live or work in any of the 22 designated Illinois communities.
Employers and groups
- Membership is open to anyone employed by one of the listed Partner Companies or Organizations.
Family and household
- Membership is open to members of the immediate family or household of a current Access Credit Union member.
Branches
1 branch in Illinois
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Illinois
1 branch
- Broadview Main Office / BranchMain office1807 W Cermak Rd, Broadview, IL 60155Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 13.96% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 1.24% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 0.32% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $60 | $59 | — |
- CapitalNet worth ratio13.96%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late1.24%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets0.32%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$60Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Access Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.