Credit union · NCUA insured
LinXus CU
A $18M credit union headquartered in Machesney Park, IL, with 2,171 members and 1 branch in Illinois. Best rates: savings 0.50% APY.
LinXus CU Carrot Score
76
Carrot Score
Higher than 41% of U.S. banks and credit unions
#11 of 23 in Rockford, IL metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About LinXus CU
Established in 1927 as Rockford Postal Employees Credit Union, LinXus Credit Union is a not-for-profit financial organization owned by more than 2,500 members.
In 2017, the credit union adopted a community charter, expanding membership to those who live or work in Winnebago, Boone, Ogle, and Stephenson Counties.
Based in Machesney Park, Illinois, LinXus Credit Union also maintains its charter for postal employees working in the 610 and 611 zip codes.
- Headquarters
- 1405 W Lane Rd Ste A, Machesney Park, IL 61115-1660
- NCUA charter
- 64948
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals who live or work in Winnebago, Boone, Ogle, or Stephenson Counties are eligible for membership.
Military, government and schools
- Postal employees working in 610 & 611 zip codes are eligible for membership.
Branches
1 branch in Illinois
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Illinois
1 branch
- LinXus Credit UnionMain office1405 W Lane Rd Ste A, Machesney Park, IL 61115Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 16.17% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 0.02% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 0.89% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $42 | $59 | — |
- CapitalNet worth ratio16.17%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late0.02%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets0.89%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$42Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of LinXus CU are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.