Credit union · NCUA insured
Great Lakes Credit Union
A $1.4B credit union, the 352nd largest of 4,329, headquartered in Bannockburn, IL, with 100,458 members and 19 branches in Illinois. Best rates: CDs 1.75% APY.
Rates
No Carrot Score yet: it needs scores for at least two of CDs, savings, auto loans and credit cards. CDs: not enough terms or balances published to score. Savings: published rates need another account or activity, so they are not scored. Credit cards: no rates found on its website.
- CDs—4.25%CD rates →
- Savings—1.00%Needs another account or monthly activitySavings rates →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Great Lakes Credit Union
Founded in 1938, Great Lakes Credit Union is a member-owned financial cooperative headquartered in Northern Illinois.
The credit union serves more than 110,000 members across Chicagoland, Central Illinois, and Western Indiana.
- Headquarters
- 2111 Waukegan Rd, Bannockburn, IL 60015
- NCUA charter
- 60238
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals who live, work, or worship within designated areas in Illinois, Indiana, or Wisconsin are eligible for membership.
Employers and groups
- Employees of Select Employer Groups (SEGs) are eligible for membership.
Military, government and schools
- Federal workers, active or veteran military personnel, and their families are eligible for membership.
Other ways
- Individuals who are not local can qualify for membership by donating to the GLCU Foundation for Financial Empowerment.
Cost to join
- It does not cost money to join GLCU.
- Joining requires a share savings account deposit of $1 or more.
Branches
19 branches in Illinois
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Illinois
19 branches
Chicago area · 18
- Antioch Branch351 E Il Route 173, Antioch, IL 60002Directions
- Berkeley5401 Saint Charles Rd, Berkeley, IL 60163Directions
- Bolingbrook Branch267 S Weber Rd, Bolingbrook, IL 60490Directions
- Chicago Douglas3510 S Michigan Ave Ste 119, Chicago, IL 60653Directions
- Chicago Austin (Leaders Network Financial)5600 W Madison St, Chicago, IL 60644Directions
- Chicago Galewood Branch6612 W North Ave, Chicago, IL 60707Directions
- Chicago Uptown1011 W Lawrence Ave, Chicago, IL 60640Directions
- Chicago West Rogers Park Branch2942 W Peterson Ave, Chicago, IL 60659Directions
- Country Club Hills Branch18130 Crawford Ave, Country Club Hills, IL 60478Directions
- Crystal Lake Branch345 E Congress Pkwy, Crystal Lake, IL 60014Directions
- Gurnee Branch7275 Grand Ave, Gurnee, IL 60031Directions
- Libertyville Branch1509 N Milwaukee Ave, Libertyville, IL 60048Directions
- Naperville Branch1727 Freedom Dr, Naperville, IL 60563Directions
- North Chicago Branch2525 Green Bay Rd, North Chicago, IL 60064Directions
- Round Lake Beach Branch2135 N Il Route 83, Round Lake Beach, IL 60073Directions
- Waukegan Branch3290 N Lewis Ave, Waukegan, IL 60087Directions
- Woodstock Branch180 S Eastwood Dr, Woodstock, IL 60098Directions
- Zion Branch2145 Sheridan Rd, Zion, IL 60099Directions
Danville area · 1
- Danville323 N Gilbert St, Danville, IL 61832Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 9.07% | 10.86% | 12.59% or more |
| Troubled loans60+ days late | 1.26% | 0.70% | 0.46% or less |
| ProfitabilityReturn on assets | 0.38% | 0.82% | 1.16% or more |
| LendingLoans per $100 deposited | $90 | $88 | — |
- CapitalNet worth ratio9.07%Peers’ middle 10.86% · Top 25% 12.59%+
- Troubled loans60+ days late1.26%Peers’ middle 0.70% · Top 25% ≤0.46%
- ProfitabilityReturn on assets0.38%Peers’ middle 0.82% · Top 25% 1.16%+
- LendingLoans per $100 deposited$90Peers’ middle $88
Compared with the 479 credit unions with $1 billion or more in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Great Lakes Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.