Bank · FDIC insured
Beardstown Savings Savings Rates
Beardstown Savings’s best savings rate is 0.50% APY on $10,000, with its Money Market Deposit Accounts (MMDAs). Rates checked October 16, 2026.
How Beardstown Savings’s savings rates compare
Compared with banks and credit unions in Illinois, where Beardstown Savings has the most branches. $10,000, best rate first.
This bank’s best
Beardstown Savings
0.50%APY
- Requires
- None
- Minimum
- $0.01
- Earns on $10,000 a year
- $50
Money Market Deposit Accounts (MMDAs)
Top rate
State Farm Federal Credit Union
4.08%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $408
2nd-highest rate
Dieterich Bank
4.00%APY
- Requires
- Monthly account activity
- Minimum
- $25
- Earns on $10,000 a year
- $400
Beardstown Savings savings score
78
Savings score
Higher than 47% of U.S. banks and credit unions
- $1,000 balance$1,0000.30%
- $10,000 balance$10,0000.50%
- $100,000 balance$100,0000.50%
- QualifiedQualified0.50%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Beardstown Savings ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Money Market Deposit Accounts (MMDAs)
0.50%APY
Rates may change after account is opened. $2,500.00 Minimum Balance. No Monthly Account Fee.
| Balance | APY | Minimum | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|---|
| Up to $2,500Rates may change after account is opened. · $0.01 to open | 0.30% | $0.01 | — | Rates may change after account is opened. |
| $2,500 – $10,000Rates may change after account is opened. · $2,500 to open | 0.30% | $2,500 | — | Rates may change after account is opened. |
| $10,000 – $100,000,000Rates may change after account is opened. · $10,000 to open | 0.50% | $10,000 | $50 | Rates may change after account is opened. |
Sources (2)
All captured Sep 17, 2026
Statement Savings
0.15%APY
Low minimum balance of $50. No fees if less than 6 transactions in a statement cycle. Offers discounted loan rates.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceNo fees if less than 6 transactions in a statement cycle.Any balance | 0.15% | $15 | No fees if less than 6 transactions in a statement cycle. |
Sources (2)
All captured Oct 16, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.