Compare Bank & Credit Union Rates
Best savings rates in Illinois
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 451–465 results in Illinois
- First Community Bank of HillsboroMoney Market AccountMoney Market Account · $1,000 min · 0.20%–0.25% by balance
Bank · 1 branch
0.20%APY$20 a year on $10,000Requirements
Product: A service fee of $10.00 will be imposed every statement cycle unless you maintain either a minimum daily balance of $1,000.00 or a minimum average daily balance of $2,500.00 for the monthly statement cycle. Transfers to another account or third parties by preauthorized, automatic, or telephone transfer are limited to 6 per month.
Offer: Tiered rate based on daily balance. Compounded monthly and credited monthly. Average daily balance method used to calculate interest. $10 monthly service fee waived with minimum daily balance of $1,000.00 or minimum average daily balance of $2,500.00.
0.20% interest rate · Compounded monthly · $10 monthly fee · Effective Jun 22, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $10,000 0.20% $10,000 – $50,000Your amount 0.20% $50,000 – $100,000 0.20% $100,000 – $499,999 0.25% $500,000 and up 0.25% Rate checked
More details - Federated BankTiered-Rate Money Market AccountTiered-Rate Money Market Account · $2,500 min · 0.00%–1.00% by balance
Bank · 5 branches
0.20%APY$20 a year on $10,000Requirements
Product: One interest rate is paid on the full balance of the account. Interest compounded and credited monthly using daily balance method. Variable rate may change at bank discretion. No broker deposits. If balance falls below $2,500.00, no interest is earned and a $10.00 monthly service charge applies. Fee of $10.00 per withdrawal after 4 per month. Preauthorized transfers limited to 6 per month with max 3 by check.
Offer: No interest earned and $10.00 monthly service charge if balance falls below $2,500.00. No compounding.
0.00% interest rate · $10 monthly fee · Effective Aug 25, 2026
Rate by balance
Rate by balance for Tiered-Rate Money Market Account Balance APY Up to $2,500 0.00% $2,500 – $10,000Your amountMonthly compounding. 0.20% $10,000 – $25,000Monthly compounding. $10.00 monthly service charge waived when balance is $2,500.00 or greater. 0.40% $25,000 – $100,000Monthly compounding. $10.00 monthly service charge waived when balance is $2,500.00 or greater. 0.60% $100,000 – $100,000,000Monthly compounding. $10.00 monthly service charge waived when balance is $2,500.00 or greater. 1.00% Rate checked
More details - Farmers & Merchants National BankMoney Market Deposit AccountMoney Market Deposit Account · $2,500 min · 0.20%–0.50% by balance
Bank · 8 branches
0.20%APY$20 a year on $10,000Requirements
Product: Limited to 6 withdrawals a month; unlimited in person withdrawals. Interest compounds monthly. Rates may change after account is open. Fee of $12.00 per month if balance drops below $2,500.00.
Offer: Under $25,000 balance tier. Rates may change after account is open. Fees could reduce earnings on the account. Fee of $12.00 per month if balance drops below $2,500.00.
0.20% interest rate · $12 monthly fee
Rate by balance
Rate by balance for Money Market Deposit Account Balance APY Up to $25,000Your amount 0.20% $25,000 – $100,000 0.35% $100,000 and up 0.50% Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: Variable rate account; interest calculated using the daily balance method. Preauthorized transfers or withdrawals limited to 6 per statement cycle. New deposit customers restricted to in-person visits to a location.
Offer: Minimum balance to obtain APY is $100.00; no interest earned when balance falls below $100.00. $5.00/month fee applies when balance falls below minimum.
0.20% interest rate · $5 monthly fee · Effective Feb 10, 2026
Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: Dividends compounded and credited quarterly. Rates subject to change.
0.20% interest rate · Effective Mar 1, 2025
Rate checked
More details - First Community Bank of Moultrie CountySelect Money MarketSelect Money Market · $100 min · 0.20%–2.22% by balance
Bank · 3 branches
0.20%APY$20 a year on $10,000Requirements
Product: Must deposit $100.00 to open. Monthly service charge of $15.00 imposed every statement cycle if balance falls below $2,500.00 on any given day. Monthly limit of 6 transfers for certain transactions. Daily balance method used.
Offer: Tier $1.00-$24,999.99. Minimum balance to earn APY is $1.00. $15.00 monthly fee waived if daily balance remains at or above $2,500.00.
0.20% interest rate · $15 monthly fee · Effective Sep 26, 2025
Rate by balance
Rate by balance for Select Money Market Balance APY Up to $25,000Your amount 0.20% $25,000 – $100,000 0.70% $100,000 – $250,000 1.21% $250,000 – $500,000 1.71% $500,000 and up 2.22% Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Offer: Compounding: Monthly. Minimum balance to obtain APY is $2,500.
0.20% interest rate · Effective Nov 6, 2025
Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: Minimum balance requirement of $50 is waived for customers under age 18 or senior citizens 60 years of age or older. A $5.00 fee is imposed each statement cycle that the average minimum balance falls below $50.00. Variable interest accrued daily and paid quarterly.
Offer: $5.00 fee imposed each statement cycle if average minimum balance falls below $50.00; fee waived for customers under 18 or 60 and older. Variable rate accrued daily and paid quarterly.
0.20% interest rate · $5 monthly fee
Rate checked
More details - United Trust BankPersonal Money Market AccountPersonal Money Market Account · $2,500 min · 0.10%–0.22% by balance
Bank · 1 branch
0.18%APY$18 a year on $10,000Requirements
Product: $20 monthly service fee if balance falls below $2,500 on any day in the month. Interest compounded and credited monthly. Limited to 6 withdrawals per statement cycle (only 3 made payable to third parties). Includes complimentary checks.
0.10% interest rate · $20 monthly fee · Effective Jan 6, 2026
Rate by balance
Rate by balance for Personal Money Market Account Balance APY Up to $10,000 0.10% $10,000 – $20,000Your amount 0.18% $20,000 and up 0.22% Rate checked
More details - United Trust BankPremium Money Market AccountPremium Money Market Account · $2,500 min · 0.10%–0.28% by balance
Bank · 1 branch
0.18%APY$18 a year on $10,000Requirements
Product: $20 monthly service fee if balance falls below $10,000 on any day in the month. Interest compounded and credited monthly. Limited to 6 withdrawals per statement cycle (only 3 made payable to third parties). Includes complimentary checks.
0.10% interest rate · $20 monthly fee · Effective Jan 6, 2026
Rate by balance
Rate by balance for Premium Money Market Account Balance APY Up to $10,000 0.10% $10,000 – $20,000Your amount 0.18% $20,000 – $25,000 0.22% $25,000 and up 0.28% Rate checked
More details - Community Bank of ElmhurstMoney Market AccountMoney Market Account · $1 min · 0.10%–0.50% by balance
Bank · 2 branches
0.17%APY$17 a year on $10,000Requirements
Product: Applicable fees may reduce earnings. There may be restrictions on the number of withdrawals allowable per month. Interest paid monthly.
Offer: Interest paid monthly.
0.10% interest rate · Effective Aug 3, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $1,001 0.10% $1,001 – $10,001Your amount 0.17% $10,001 – $50,001 0.20% $50,001 and up 0.50% Rate checked
More details - 0.16%APY$16 a year on $10,000with conditions
Requirements
Product: Earn interest on entire balance. $25 average daily balance to avoid $2.50 monthly maintenance fee (fee waived for customers 25 years and younger). Free eStatements ($5 fee for paper statements). Pre-authorized, automatic, or telephone transfers/withdrawals limited to 6 per statement cycle.
Offer: Platinum Relationship Package tier.
Qualified rate · $2.50 monthly fee · Effective Oct 16, 2026
Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Must become a member of Harvard Community Credit Union: Picture ID, Social Security Card or ITIN No., Proof of address (utility bill), live or work in the Harvard area (call for eligibility), $35.00 minimum balance ($10.00 membership fee & $25.00 minimum balance).
0.15% interest rate
Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Rates effective as of 09/04/2026. Rates may change after the account is opened. Fees may reduce earnings. Account Plus offers tiered APYs based on daily balance.
Offer: Minimum balance to obtain APY is $500.00. Rates may change after the account is opened. Fees may reduce earnings.
0.05% interest rate · Effective Sep 4, 2026
Rate by balance
Rate by balance for Account Plus Balance APY $500 – $1,000 0.05% $1,000 – $2,500 0.10% $2,500 and upYour amount 0.15% Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Low minimum balance of $50. No monthly account fee; no fees if less than 6 transactions in a statement cycle (6 maximum monthly withdrawals and transfers, $1.50 per withdrawal or transfer after 6). Offers discounted loan rates.
Offer: No fees if less than 6 transactions in a statement cycle. 6 maximum monthly withdrawals and transfers ($1.50 per withdrawal or transfer after 6).
0.15% interest rate · No monthly fee
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
* APY calculated from the stated interest rate. Daily compounding is assumed when the institution does not state it.
What savings accounts pay in Illinois
785 accounts at 327 banks and credit unions · checked Oct 23–24
- Typical
- 0.25%
- Top 10% from
- 2.00%
- Banks, typical
- 0.25%
- Credit unions, typical
- 0.25%
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Illinois
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Bloomington Municipal Credit UnionCredit union · 1 branch
- First Community Credit UnionCredit union · 7 branches
- Acme Continental Credit UnionCredit union · 1 branch