Bank · FDIC insured
First Community Bank of Hillsboro
A $133.3M bank headquartered in Hillsboro, IL, with 1 branch in Illinois. Best rates: CDs 4.25% and savings 0.25% APY.
First Community Bank of Hillsboro Carrot Score
70
Carrot Score
Higher than 27% of U.S. banks and credit unions
#171 of 281 in IllinoisHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About First Community Bank of Hillsboro
First Community Bank of Hillsboro is a locally owned and operated bank founded and chartered in Hillsboro, Illinois, in 1998.
In March 2002, the bank relocated to the former Bass Funeral Home building following rapid initial growth.
- Headquarters
- 807 S Main St, Hillsboro, IL 62049
- FDIC certificate
- 34752 ↗
Branches
1 branch in Illinois
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Illinois
1 branch
- First Community Bank of HillsboroMain office807 S Main St, Hillsboro, IL 62049Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 11.59% | 10.98% | 13.00% or more |
| Troubled loansNoncurrent | 0.10% | 0.42% | 0.09% or less |
| ProfitabilityReturn on assets | 1.03% | 1.24% | 1.68% or more |
| LendingLoans per $100 deposited | $85 | $81 | — |
- CapitalLeverage ratio11.59%Peers’ middle 10.98% · Top 25% 13.00%+
- Troubled loansNoncurrent0.10%Peers’ middle 0.42% · Top 25% ≤0.09%
- ProfitabilityReturn on assets1.03%Peers’ middle 1.24% · Top 25% 1.68%+
- LendingLoans per $100 deposited$85Peers’ middle $81
Compared with the 2,650 banks with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of First Community Bank of Hillsboro are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.