Bank · FDIC insured
Hoyne Savings Bank Savings Rates
Hoyne Savings Bank’s best savings rate is 0.55% APY on $10,000, with its Money Market Deposit Account. Rates checked October 16, 2026.
How Hoyne Savings Bank’s savings rates compare
Compared with banks and credit unions near Chicago, IL-IN, where Hoyne Savings Bank has the most branches. $10,000, best rate first.
This bank’s best
Hoyne Savings Bank
0.55%APY
- Requires
- None
- Minimum
- $1,000
- Earns on $10,000 a year
- $55
Money Market Deposit Account
Top rate
Justice Federal Credit Union
4.00%APY
- Requires
- Monthly account activity
- Minimum
- $0
- Earns on $10,000 a year
- $400
2nd-highest rate
United Trust Bank
3.90%APY
- Requires
- None
- Minimum
- $10,000
- Earns on $10,000 a year
- $390
Hoyne Savings Bank savings score
81
Savings score
Higher than 54% of U.S. banks and credit unions
- $1,000 balance$1,0000.50%
- $10,000 balance$10,0000.55%
- $100,000 balance$100,0001.00%
- QualifiedQualified0.55%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Hoyne Savings Bank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Money Market Deposit Account
Up to 0.55%APY
Tiered variable-rate account. New deposit customers restricted to in person visits to one of our locations. Preauthorized or automatic transfers, third-party checks or withdrawals are limited to 6 per statement cycle. Minimum daily balance of $1,000.00 required to avoid a $10.00 monthly service charge.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Over $0Minimum daily balance of $1,000.00 to avoid $10.00 monthly service charge. | 0.50% | $50 | Minimum daily balance of $1,000.00 to avoid $10.00 monthly service charge. |
| $10,000 and upMinimum daily balance of $1,000.00 to avoid $10.00 monthly service charge. | 0.55% | $55 | Minimum daily balance of $1,000.00 to avoid $10.00 monthly service charge. |
| $25,000 and upMinimum daily balance of $1,000.00 to avoid $10.00 monthly service charge. | 0.77% | — | Minimum daily balance of $1,000.00 to avoid $10.00 monthly service charge. |
| $50,000 and upMinimum daily balance of $1,000.00 to avoid $10.00 monthly service charge. | 0.94% | — | Minimum daily balance of $1,000.00 to avoid $10.00 monthly service charge. |
| $100,000 and upMinimum daily balance of $1,000.00 to avoid $10.00 monthly service charge. | 1.00% | — | Minimum daily balance of $1,000.00 to avoid $10.00 monthly service charge. |
Sources (3)
- hoyne.com/personal/deposit-acc…ts/checking-money-market
- hoyne.com/personal/rates-and-fees/rates
- hoyne.com/personal/rates-and-fees/fee-schedule
All captured Sep 17, 2026
Statement Savings
0.20%APY
Variable rate account; interest calculated using the daily balance method. Preauthorized transfers or withdrawals limited to 6 per statement cycle. New deposit customers restricted to in-person visits to a location.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and upMinimum balance to obtain APY is $100.00; no interest earned when balance falls below $100.00. $5.00/month fee applies when balance falls below minimum.$100 and up | 0.20% | $20 | Minimum balance to obtain APY is $100.00; no interest earned when balance falls below $100.00. $5.00/month fee applies when balance falls below minimum. |
Sources (3)
- hoyne.com/personal/deposit-accounts/savings-accounts
- hoyne.com/personal/rates-and-fees/rates
- hoyne.com/personal/rates-and-fees/fee-schedule
All captured Sep 17, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.