Bank · FDIC insured
Bank of Herrin
A $349.2M bank headquartered in Herrin, IL, with 5 branches in Illinois. Best rates: savings 0.15% APY.
Rates
No Carrot Score yet: it needs scores for at least two of CDs, savings, auto loans and credit cards. CDs: only special-purpose accounts (IRA, youth) are published. Auto loans: no rates found on its website. Credit cards: no rates found on its website.
- CDs—4.15%CD rates →
- Savings660.15%at $10,000Savings rates →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Bank of Herrin
Established in 1937 in Herrin, Illinois, The Bank of Herrin traces its charter date back to 1904.
After merging with Carterville State and Savings Bank in 2007, the bank operates five locations throughout Williamson County in southern Illinois.
- Headquarters
- 101 S Park Ave, Herrin, IL 62948
- FDIC certificate
- 11310 ↗
Branches
5 branches in Illinois
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Illinois
5 branches
- The Bank of HerrinMain office101 S Park Ave, Herrin, IL 62948Directions
- Cambria Facility501 S Maple St, Cambria, IL 62915Directions
- Carterville Facility1001 S Division St, Carterville, IL 62918Directions
- Energy FacilityState Route 148 At Ford Street, Energy, IL 62933Directions
- Marion Banking Center Branch102 Comfort Dr, Marion, IL 62959Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 8.81% | 10.98% | 13.00% or more |
| Troubled loansNoncurrent | 0.83% | 0.42% | 0.09% or less |
| ProfitabilityReturn on assets | 1.23% | 1.24% | 1.68% or more |
| LendingLoans per $100 deposited | $71 | $81 | — |
- CapitalLeverage ratio8.81%Peers’ middle 10.98% · Top 25% 13.00%+
- Troubled loansNoncurrent0.83%Peers’ middle 0.42% · Top 25% ≤0.09%
- ProfitabilityReturn on assets1.23%Peers’ middle 1.24% · Top 25% 1.68%+
- LendingLoans per $100 deposited$71Peers’ middle $81
Compared with the 2,650 banks with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Bank of Herrin are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.