Credit union · NCUA insured
Harvard Community Credit Union Savings Rates
Harvard Community Credit Union’s best savings rate is 0.75% APY on $10,000, with its Money Market. Rates checked October 16, 2026.
How Harvard Community Credit Union’s savings rates compare
Compared with banks and credit unions near Chicago, IL-IN, where Harvard Community Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Harvard Community Credit Union
0.75%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $75
Money Market
Top rate
Justice Federal Credit Union
4.00%APY
- Requires
- Monthly account activity
- Minimum
- $0
- Earns on $10,000 a year
- $400
2nd-highest rate
United Trust Bank
3.90%APY
- Requires
- None
- Minimum
- $10,000
- Earns on $10,000 a year
- $390
Harvard Community Credit Union savings score
83
Savings score
Higher than 61% of U.S. banks and credit unions
- $1,000 balance$1,0000.50%
- $10,000 balance$10,0000.75%
- $100,000 balance$100,0001.10%
- QualifiedQualified0.75%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Harvard Community Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Money Market
0.75%APY
Monthly fee of $10.00 if balance goes below $500.00.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $500 – $10,000Low APY 0.50%, High APY 0.50%. Monthly fee of $10.00 if balance goes below $500.00. | 0.50% | — | Low APY 0.50%, High APY 0.50%. Monthly fee of $10.00 if balance goes below $500.00. |
| $10,000 – $25,000Low APY 0.75%, High APY 0.75%. Monthly fee of $10.00 if balance goes below $500.00. | 0.75% | $75 | Low APY 0.75%, High APY 0.75%. Monthly fee of $10.00 if balance goes below $500.00. |
| $25,000 – $100,000Low APY 0.85%, High APY 0.85%. Monthly fee of $10.00 if balance goes below $500.00. | 0.85% | — | Low APY 0.85%, High APY 0.85%. Monthly fee of $10.00 if balance goes below $500.00. |
| $100,000 – $250,000Low APY 1.10%, High APY 1.11%. Monthly fee of $10.00 if balance goes below $500.00. | 1.10% | — | Low APY 1.10%, High APY 1.11%. Monthly fee of $10.00 if balance goes below $500.00. |
| $250,000 and upLow APY 2.00%, High APY 2.02%. Monthly fee of $10.00 if balance goes below $500.00. | 2.00% | — | Low APY 2.00%, High APY 2.02%. Monthly fee of $10.00 if balance goes below $500.00. |
Sources (1)
- harvardccu.org/rates · captured Sep 17, 2026
Savings Account
0.15%APY
Picture ID, Social Security Card or ITIN No., proof of address (a utility bill), live or work in the Harvard area (call for eligibility). $35.00 minimum balance ($10.00 membership fee & $25.00 minimum balance).
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $100 and up | 0.15% | $15 |
Who can join Harvard Community Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.