Bank · FDIC insured
First Community Bank of Moultrie County
A $119.7M bank headquartered in Sullivan, IL, with 3 branches in Illinois. Best rates: CDs 1.61% and savings 0.20% APY.
First Community Bank of Moultrie County Carrot Score
61
Carrot Score
Higher than 4% of U.S. banks and credit unions
#271 of 281 in IllinoisHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About First Community Bank of Moultrie County
First Community Bank of Moultrie County is a locally owned community bank.
- Headquarters
- 1 S Main St, Sullivan, IL 61951
- FDIC certificate
- 3745 ↗
Branches
3 branches in Illinois
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Illinois
3 branches
Sullivan area · 2
- First Community Bank of Moultrie CountyMain office1 S Main St, Sullivan, IL 61951Directions
- Sullivan Branch503 S Hamilton St, Sullivan, IL 61951Directions
Lovington area · 1
- Hardware State Bank Branch102 W State St, Lovington, IL 61937Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 9.13% | 10.98% | 13.00% or more |
| Troubled loansNoncurrent | 0.10% | 0.42% | 0.09% or less |
| ProfitabilityReturn on assets | 1.24% | 1.24% | 1.68% or more |
| LendingLoans per $100 deposited | $49 | $81 | — |
- CapitalLeverage ratio9.13%Peers’ middle 10.98% · Top 25% 13.00%+
- Troubled loansNoncurrent0.10%Peers’ middle 0.42% · Top 25% ≤0.09%
- ProfitabilityReturn on assets1.24%Peers’ middle 1.24% · Top 25% 1.68%+
- LendingLoans per $100 deposited$49Peers’ middle $81
Compared with the 2,650 banks with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of First Community Bank of Moultrie County are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.