Credit union · NCUA insured
Elite Community Credit Union
A $25.1M credit union headquartered in Bourbonnais, IL, with 2,256 members and 2 branches in Illinois. Best rates: CDs 3.00% and savings 0.20% APY.
Elite Community Credit Union Carrot Score
62
Carrot Score
Higher than 7% of U.S. banks and credit unions
#10 of 11 in Kankakee, IL metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Elite Community Credit Union
Elite Community Credit Union is based in Bourbonnais, Illinois.
- Headquarters
- 515 S Main St, Bourbonnais, IL 60914-1920
- NCUA charter
- 60304
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to anyone who lives or works in Kankakee or Iroquois Counties.
Employers and groups
- Membership is open to employees or retirees of Kensing Solutions (Illinois), BASF Corporation (Illinois), Cognis Corporation (Illinois), or Henkel Corporation (Illinois).
- Membership is open to employees of Sun Chemical (Illinois), Hostmann Steinberg (Illinois), IKO Midwest (Illinois), or Heartland Harvest, Inc.
- Membership is open to employees of Elite Community Credit Union.
- Membership is open to employees of Kankakee County Training Center for the Disabled.
- Membership is open to employees of United Developmental Services.
10 more ways to join
Employers and groups
- Membership is open to parishioners of St. John Paul II, Kankakee (formerly St. Martin’s Church).
Military, government and schools
- Membership is open to employees of Bradley Elementary School District #61 (District Administration Office, Bradley Central, Bradley West, and Bradley East).
- Membership is open to employees of Bourbonnais Elementary School District #53 (Central Office, Robert Frost, Alan Shepard, Shabonna, Noel LeVasseur, Liberty Intermediate, and Upper Grade Center).
- Membership is open to employees of Bradley Bourbonnais Community High School District #307.
- Membership is open to employees of St. George Elementary School District #258.
- Membership is open to employees of Kankakee Area Career Center.
- Membership is open to employees of Kankakee Area Special Education Cooperative.
- Membership is open to employees of Olivet Nazarene University.
- Membership is open to employees of Bourbonnais Fire Protection District.
Family and household
- Membership is open to family members of otherwise eligible persons, defined as spouse, child, sibling, parent, grandparent, grandchild, aunt, uncle, niece, or nephew, including stepparents, stepchildren, stepsiblings, and adoptions.
Cost to join
- A minimum deposit of $25.00 is required before membership can be activated.
Branches
2 branches in Illinois
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Illinois
2 branches
- Main - 515 S Main StMain office515 S Main St, Bourbonnais, IL 60914Directions
- Branch - 2525 South Kensington Ave2525 S Kensington Ave, Kankakee, IL 60901Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 8.77% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 0.58% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 0.53% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $62 | $59 | — |
- CapitalNet worth ratio8.77%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late0.58%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets0.53%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$62Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Elite Community Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.