Bank · FDIC insured
Bank of Herrin Savings Rates
Bank of Herrin’s best savings rate is 0.15% APY on $10,000, with its Account Plus. Rates checked October 16, 2026.
How Bank of Herrin’s savings rates compare
Compared with banks and credit unions near Marion, IL, where Bank of Herrin has the most branches. $10,000, best rate first.
This bank’s best
Bank of Herrin
0.15%APY
- Requires
- None
- Minimum
- $50
- Earns on $10,000 a year
- $15
Account Plus
Top rate
U.S. Bank
2.00%APY
- Requires
- Another account
- Minimum
- $25
- Earns on $10,000 a year
- $200
2nd-highest rate
SIU Credit Union
1.71%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $171
Bank of Herrin savings score
66
Savings score
Higher than 17% of U.S. banks and credit unions
- $1,000 balance$1,0000.10%
- $10,000 balance$10,0000.15%
- $100,000 balance$100,0000.15%
- QualifiedQualified0.15%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Bank of Herrin ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Account Plus
0.15%APY
Rates effective as of 2026-09-04. Rates may change after the account is opened. Fees may reduce earnings. Account Plus offers tiered APYs based on daily balance.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $500 – $1,000Minimum balance to obtain APY is $500.00. | 0.05% | — | Minimum balance to obtain APY is $500.00. |
| $1,000 – $2,500Minimum balance to obtain APY is $1,000.00. | 0.10% | — | Minimum balance to obtain APY is $1,000.00. |
| $2,500 and upMinimum balance to obtain APY is $2,500.00. | 0.15% | $15 | Minimum balance to obtain APY is $2,500.00. |
Sources (1)
- bankofherrin.bank/resources/current-rates · captured Sep 17, 2026
Statement Savings
0.10%APY
Rates may change at bank discretion at any time after the account is opened. Fees may reduce earnings.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $50 and up$2.00 service charge applies if balance falls below $50.00 at any time during the statement cycle. $0.50 fee per debit over 3 per month. Rates may change after account opening. Fees may reduce earnings.$50 and up | 0.10% | $10 | $2.00 service charge applies if balance falls below $50.00 at any time during the statement cycle. $0.50 fee per debit over 3 per month. Rates may change after account opening. Fees may reduce earnings. |
Sources (2)
All captured Sep 17, 2026
Special-purpose accounts
Christmas Club Savings
0.25%APY
Save throughout the year and receive an ACH deposit for holiday shopping. Rates may change at bank discretion at any time after the account is opened. Fees may reduce earnings.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $3 and up$5.00 service charge for each withdrawal before the end of the club year. Receive an ACH deposit just in time for holiday shopping. Rates may change after account opening. Fees may reduce earnings.$3 and up | 0.25% | $25 | $5.00 service charge for each withdrawal before the end of the club year. Receive an ACH deposit just in time for holiday shopping. Rates may change after account opening. Fees may reduce earnings. |
Sources (2)
All captured Sep 17, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.