Compare Bank & Credit Union Rates
Best savings rates in Florida
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 331–345 results in Florida
- 0.10%APY$10 a year on $10,000
Requirements
Product: Establishes membership with FCCU. $1.00 fee to open new share account / membership fee. Single service fee of $5.00/mo applies if share balance is below $300.00 with no other deposit or loan/MasterCard accounts (children under 24 exempt).
Offer: Must have balance of $100.00 to earn dividends. Minimum balance to establish account is $5.
0.10% interest rate
Rate checked
More details - Pinellas Federal Credit UnionEZ SaverSavings · $200 min · 0.07%–0.15% by balance
Credit union · 3 branches
0.10%APY$10 a year on $10,000Requirements
Product: Requires a minimum of $5.00 bi-weekly deposited to the account from payroll or automatic transfer from a PFCU account.
Offer: Earns dividends on average daily balances of $200.00 to $349.99.
0.07% interest rate · Effective Oct 15, 2026
Rate by balance
Rate by balance for EZ Saver Balance APY $200 – $350 0.07% $350 – $100,000Your amount 0.10% $100,000 and up 0.15% Rate checked
More details - Champions First Credit UnionMoney Mint Share AccountSavings · $5,000 min · 0.05%–0.15% by balance
Credit union · 9 branches
0.10%APY$10 a year on $10,000Requirements
Product: Maximum of six (6) withdrawals per month. Dividends are compounded daily and paid monthly on a calendar month basis. Minimum opening deposit is $5,000.00. Minimum balance to earn stated APY is $1,000.00.
Offer: Maximum 6 withdrawals per month.
0.05% interest rate · Compounded daily
Rate by balance
Rate by balance for Money Mint Share Account Balance APY $1,000 – $5,000 0.05% $5,000 – $75,000Your amount 0.10% $75,000 and up 0.15% Rate checked
More details - Champions First Credit UnionSave 4 ItSavings · $5 min · 0.05%–0.15% by balance
Credit union · 9 branches
0.10%APY$10 a year on $10,000Requirements
Product: Interest is compounded monthly and paid monthly on a calendar month basis. Variable APY.
0.05% interest rate · Compounded monthly
Rate by balance
Rate by balance for Save 4 It Balance APY Up to $5,000 0.05% $5,000 – $25,000Your amount 0.10% $25,000 – $50,000 0.10% $50,000 – $75,000 0.10% $75,000 and up 0.15% Rate checked
More details - Franklin-Somerset Federal Credit UnionShare (savings)Savings · $100 min · 0.05%–0.10% by balance
Credit union · 1 branch
0.10%APY$10 a year on $10,000Requirements
Product: Credit union membership required with a $25.00 minimum share balance. Dividends compounded monthly on average daily balance meeting or exceeding $100.00.
Offer: Dividends compounded monthly. Minimum balance of $100.00 required to earn dividends.
0.05% interest rate · Compounded monthly · Effective Sep 30, 2026
Rate by balance
Rate by balance for Share (savings) Balance APY $100 – $2,000 0.05% Over $2,000Your amount 0.10% Rate checked
More details - Partners Federal Credit UnionMoney Market CheckingMoney Market Checking · $2,500 min
Credit union · 6 branches
0.10%APY$10 a year on $10,000Requirements
Product: Minimum to open and earn dividends is $2,500. Includes Visa debit card and unlimited withdrawals for everyday spending.
Offer: Earn 0.10% APY on balances $2,500+.
0.10% interest rate · Effective Oct 1, 2026
Rate checked
More details - First Horizon BankMoney Market SavingsMoney Market Savings · $50 min · 0.10%–0.15% by balance
Bank · 72 branches
0.10%APY$10 a year on $10,000Requirements
Product: $50 minimum opening deposit. The monthly service charge is refunded within 3 business days when the primary or joint account holder has an active Elite Checking account, or if the total combined balance in consumer deposit accounts is at least $5,000. Otherwise, a $9 monthly service charge applies. Tiered interest at money market rates based on daily balance compounded and credited monthly.
Offer: Monthly service charge refunded within 3 business days when linked to an active Elite Checking account or with $5,000+ total combined balance in consumer deposit accounts. Otherwise $9/month.
$9 monthly fee · Effective Sep 28, 2026
Rate by balance
Rate by balance for Money Market Savings Balance APY Up to $24,999Your amount 0.10% $25,000 – $49,999 0.10% $50,000 – $99,999 0.15% $100,000 – $249,999 0.15% $250,000 and up 0.15% Rate checked
More details - Power Financial Credit UnionGold Relationship Money MarketGold Relationship Money Market · $2,500 min · 0.10%–0.70% by balance
Credit union · 7 branches
0.10%APY$10 a year on $10,000with conditionsRequirements
Product: Relationship levels are assigned for the following month based on the average daily balance of the aggregate amount of savings and/or checking balances for the current month excluding money market, share certificate, IRA and HSA balances. Minimum balance requirement of $2,500 to open and earn dividends. No monthly maintenance fees.
Offer: Requires Gold Relationship level based on qualifying checking/savings aggregate balances. Balances below $2,500 in Money Market accounts do not earn dividends.
Qualified rate · 0.10% interest rate · No monthly fee
Rate by balance
Rate by balance for Gold Relationship Money Market Balance APY $2,500 – $10,000 0.10% $10,000 – $25,000Your amount 0.10% $25,000 – $50,000 0.15% $50,000 – $100,000 0.25% $100,000 and up 0.70% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Customizable savings account designed to help save for specific goals.
0.10% interest rate · No monthly fee · Effective May 29, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Maintain a $5 minimum balance to retain membership status. Earn competitive dividends on balances of $100 or more.
Offer: Online opening deposit $25. Earn competitive dividends on balances of $100 or more.
0.10% interest rate · No monthly fee · Effective May 29, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Maintain a $5 minimum balance to retain membership status. Earn competitive dividends on balances of $100 or more.
Offer: In-person opening deposit $5. Earn competitive dividends on balances of $100 or more.
0.10% interest rate · No monthly fee · Effective May 29, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: $10 minimum opening deposit. $5 monthly service charge waived with one of the following: $300 average monthly account balance, $25 or greater total monthly deposit or transfer into the account, $10,000 or greater average monthly combined savings balance (excluding checking balances), Signature Checking account holders, or receiving at least one Change it Up deposit per month.
$5 monthly fee · Effective Oct 5, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Opened when you join iTHINK Financial. $300 average monthly balance in all share accounts required to avoid fee for Basic Members. Compounded interest.
Offer: Personal Savings rate schedule.
0.10% interest rate
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Opened when you join iTHINK Financial. $300 average monthly balance in all share accounts required to avoid fee for Basic Members. Compounded interest.
Offer: No minimum balance required to earn compounded interest. Dividend rate 0.10%, APY 0.10%.
0.10% interest rate · Effective Sep 4, 2024
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Opening balance $10.00. $5.00 monthly fee waived with $100.00 min balance. Establishes membership. Debit card available with checking account.
Offer: $5.00 monthly fee waived with $100.00 min balance.
0.10% interest rate · $5 monthly fee · Effective Oct 1, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Florida
554 accounts at 207 banks and credit unions · checked Oct 16–23
- Typical
- 0.20%
- Top 10% from
- 2.08%
- Banks, typical
- 0.20%
- Credit unions, typical
- 0.25%
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Florida
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Innovations Financial Credit UnionCredit union · 9 branches
- Climate First BankBank · 4 branches
- Oxford Federal Credit UnionCredit union · 1 branch