Credit union · NCUA insured
Coastline Federal Credit Union Savings Rates
Coastline Federal Credit Union’s best savings rate is 0.10% APY on $10,000, with its Custom Savings Account. Rates checked October 15, 2026.
How Coastline Federal Credit Union’s savings rates compare
Compared with banks and credit unions near Jacksonville, FL, where Coastline Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Coastline Federal Credit Union
0.10%APY
- Minimum
- $5
- Earns on $10,000 a year
- $10
Custom Savings Account
Top rate
JM Associates FCU
5.12%APY
- Minimum
- —
- Earns on $10,000 a year
- $512
2nd-highest rate
EverBank
4.20%APY
- Minimum
- $0
- Earns on $10,000 a year
- $420
Coastline Federal Credit Union savings score
64
Savings score
Higher than 10% of U.S. banks and credit unions
- $1,000 balance$1,0000.10%
- $10,000 balance$10,0000.10%
- $100,000 balance$100,0000.10%
- QualifiedQualified0.10%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Coastline Federal Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Rewards Savings
0.38%APY on $10,000
Tiered rate savings account available only to holders of a Simply Rewards Checking account. Must make 15 debit card purchases that post and settle during monthly qualification cycle and be enrolled in eStatements to receive qualifying rates.
| Part of the balance | Rate on that part |
|---|---|
| Up to $5,000 | 0.75% |
On $10,000 the tiers blend to about 0.38% APY, earning $37 a year.
Sources (2)
All captured Oct 5, 2026
Custom Savings Account
0.10%APY
Customizable savings account designed to help save for specific goals.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.10% | $10 |
Sources (3)
- coastlinefcu.org/manage/tools/rates
- coastlinefcu.org/personal-savings
- coastlinefcu.org/personal-savings/custom-savings-account
All captured Oct 5, 2026
Regular Savings Account
0.10%APY
Maintain a $5 minimum balance to retain membership status. Earn competitive dividends on balances of $100 or more.
| BalanceRequirement | APY | Minimum | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|---|
| $100 and upIn-person opening deposit $5. Earn competitive dividends on balances of $100 or more.$100 and up · $5 to open | 0.10% | $5 | $10 | In-person opening deposit $5. Earn competitive dividends on balances of $100 or more. |
| $100 and upOnline opening deposit $25. Earn competitive dividends on balances of $100 or more.$100 and up · $25 to open | 0.10% | $25 | $10 | Online opening deposit $25. Earn competitive dividends on balances of $100 or more. |
Sources (3)
- coastlinefcu.org/manage/tools/rates
- coastlinefcu.org/personal-savings
- coastlinefcu.org/personal-savi…/regular-savings-account
All captured Oct 5, 2026
Special-purpose accounts
IRA Share Savings
0.25%APY
IRA Share Savings account. Annual contribution limits apply per IRS regulations. Additional catch-up contributions allowed for ages 50+.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.25% | $25 |
Sources (3)
- coastlinefcu.org/manage/tools/rates
- coastlinefcu.org/personal-savings
- coastlinefcu.org/personal-savings/individual-retirement
All captured Oct 5, 2026
Roth IRA Savings Account
0.25%APY
Roth IRA Share Savings account. Subject to IRS income limits and contribution limits.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.25% | $25 |
Sources (3)
- coastlinefcu.org/manage/tools/rates
- coastlinefcu.org/personal-savings
- coastlinefcu.org/personal-savings/individual-retirement
All captured Oct 5, 2026
Christmas Club Account
0.10%APY
Dedicated savings account for holiday spending. Funds disbursed November 1st. Early withdrawals will result in account closing.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.10% | $10 |
Sources (3)
- coastlinefcu.org/manage/tools/rates
- coastlinefcu.org/personal-savings
- coastlinefcu.org/personal-savi…/christmas-club-accounts
All captured Oct 5, 2026
Who can join Coastline Federal Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.