Credit union · NCUA insured
Power Financial Credit Union Savings Rates
Power Financial Credit Union’s best savings rate is 0.05% APY on $10,000, with its MarketSure Money Market. Rates checked October 15, 2026.
How Power Financial Credit Union’s savings rates compare
Compared with banks and credit unions near Miami, FL, where Power Financial Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Power Financial Credit Union
0.95%APY
- Requires
- Another account
- Minimum
- $2,500
- Earns on $10,000 a year
- $95
Optimizer Investor Money Market
Top rate
JM Associates FCU
5.12%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $512
2nd-highest rate
HSBC USA
4.40%APY
- Requires
- Monthly account activity
- Minimum
- —
- Earns on $10,000 a year
- $440
Power Financial Credit Union savings score
63
Savings score
Higher than 8% of U.S. banks and credit unions
- $10,000 balance$10,0000.05%
- $100,000 balance$100,0000.65%
- QualifiedQualified0.15%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Power Financial Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Optimizer Investor Money Market
0.95%APY
To qualify to open an Optimizer Investor Money Market, you must have $50,000 in investments with Power Investment Services. Minimum balance requirement of $2,500 to open and earn dividends. No monthly maintenance fees.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $2,500 and upMust have $50,000 in investments with Power Investment Services. Balances below $2,500 in Money Market accounts do not earn dividends.$2,500 and up | 0.95% | $95 | Must have $50,000 in investments with Power Investment Services. Balances below $2,500 in Money Market accounts do not earn dividends. |
Sources (2)
All captured Oct 5, 2026
Platinum Relationship Money Market
0.15%APY
Relationship levels are assigned for the following month based on the average daily balance of the aggregate amount of savings and/or checking balances for the current month excluding money market, share certificate, IRA and HSA balances. Minimum balance requirement of $2,500 to open and earn dividends. No monthly maintenance fees.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $2,500 – $10,000Requires Platinum Relationship level based on qualifying checking/savings aggregate balances. Balances below $2,500 in Money Market accounts do not earn dividends. | 0.15% | — | Requires Platinum Relationship level based on qualifying checking/savings aggregate balances. Balances below $2,500 in Money Market accounts do not earn dividends. |
| $10,000 – $25,000Requires Platinum Relationship level based on qualifying checking/savings aggregate balances. | 0.15% | $15 | Requires Platinum Relationship level based on qualifying checking/savings aggregate balances. |
| $25,000 – $50,000Requires Platinum Relationship level based on qualifying checking/savings aggregate balances. | 0.20% | — | Requires Platinum Relationship level based on qualifying checking/savings aggregate balances. |
| $50,000 – $100,000Requires Platinum Relationship level based on qualifying checking/savings aggregate balances. | 0.30% | — | Requires Platinum Relationship level based on qualifying checking/savings aggregate balances. |
| $100,000 and upRequires Platinum Relationship level based on qualifying checking/savings aggregate balances. | 0.75% | — | Requires Platinum Relationship level based on qualifying checking/savings aggregate balances. |
Sources (2)
All captured Oct 5, 2026
Gold Relationship Money Market
0.10%APY
Relationship levels are assigned for the following month based on the average daily balance of the aggregate amount of savings and/or checking balances for the current month excluding money market, share certificate, IRA and HSA balances. Minimum balance requirement of $2,500 to open and earn dividends. No monthly maintenance fees.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $2,500 – $10,000Requires Gold Relationship level based on qualifying checking/savings aggregate balances. Balances below $2,500 in Money Market accounts do not earn dividends. | 0.10% | — | Requires Gold Relationship level based on qualifying checking/savings aggregate balances. Balances below $2,500 in Money Market accounts do not earn dividends. |
| $10,000 – $25,000Requires Gold Relationship level based on qualifying checking/savings aggregate balances. | 0.10% | $10 | Requires Gold Relationship level based on qualifying checking/savings aggregate balances. |
| $25,000 – $50,000Requires Gold Relationship level based on qualifying checking/savings aggregate balances. | 0.15% | — | Requires Gold Relationship level based on qualifying checking/savings aggregate balances. |
| $50,000 – $100,000Requires Gold Relationship level based on qualifying checking/savings aggregate balances. | 0.25% | — | Requires Gold Relationship level based on qualifying checking/savings aggregate balances. |
| $100,000 and upRequires Gold Relationship level based on qualifying checking/savings aggregate balances. | 0.70% | — | Requires Gold Relationship level based on qualifying checking/savings aggregate balances. |
Sources (2)
All captured Oct 5, 2026
MarketSure Money Market
0.05%APY
Minimum balance requirement of $2,500 to open and earn dividends. No monthly maintenance fees. Membership required.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $2,500 – $10,000Balances below $2,500 in Money Market accounts do not earn dividends. | 0.05% | — | Balances below $2,500 in Money Market accounts do not earn dividends. |
| $10,000 – $25,000 | 0.05% | $5 | |
| $25,000 – $50,000 | 0.10% | — | |
| $50,000 – $100,000 | 0.20% | — | |
| $100,000 and up | 0.65% | — |
Sources (2)
All captured Oct 5, 2026
Who can join Power Financial Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.