Credit union · NCUA insured
Champions First Credit Union
Top CarrotA $535.8M credit union headquartered in Tallahassee, FL, with 32,930 members and 9 branches in Florida. Best rates: CDs 4.30% and savings 0.15% APY.
Champions First Credit Union Carrot Score
Carrot ScoreTop Carrot
Higher than 93% of U.S. banks and credit unions
#2 of 18 in Tallahassee, FL metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Champions First Credit Union
Champions First Credit Union is a member-owned credit union founded in 1954 to serve the Florida State University community.
Membership is open to anyone who lives or works in 18 designated Florida counties, including Leon, Bay, and Escambia.
- Headquarters
- 2520 N Monroe St, Tallahassee, FL 32303-4052
- NCUA charter
- 67874
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Anyone who lives or works in Bay, Calhoun, Columbia, Escambia, Franklin, Gadsden, Gulf, Holmes, Jackson, Jefferson, Leon, Liberty, Okaloosa, Santa Rosa, Taylor, Wakulla, Walton, or Washington counties is eligible for membership.
Employers and groups
- Employees of Champions First Credit Union are eligible for membership.
- Members and employees of businesses that do business with or have offices at FSU are eligible for membership.
- Members and employees of organizations that are part of the FSU community are eligible for membership.
Military, government and schools
- FSU faculty and staff are eligible for membership.
- FSU students in good academic standing are eligible for membership.
1 more way to join
Family and household
- Family members of existing Champions First Credit Union members are eligible for membership.
Branches
9 branches in Florida
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Florida
9 branches
Tallahassee area · 5
- North MonroeMain office2520 N Monroe St, Tallahassee, FL 32303Directions
- Crawfordville11 Osceola Ct, Crawfordville, FL 32327Directions
- Campus834 W Saint Augustine St Ste 1, Tallahassee, FL 32304Directions
- Capital Circle Northeast Branch1612 Capital Cir NE, Tallahassee, FL 32308Directions
- North Thomasville Road Branch6274 Old Water Oak Rd, Tallahassee, FL 32312Directions
Pensacola area · 1
- Nine Mile19 Littleton St, Cantonment, FL 32533Directions
Lake City area · 1
- Lake City224 SE Clements Pl, Lake City, FL 32025Directions
Panama City area · 1
- Panama City2698 Highway 77, Panama City, FL 32405Directions
Perry area · 1
- Perry1402 S Jefferson St, Perry, FL 32348Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 10.82% | 11.43% | 13.58% or more |
| Troubled loans60+ days late | 1.27% | 0.68% | 0.39% or less |
| ProfitabilityReturn on assets | 0.64% | 0.75% | 1.18% or more |
| LendingLoans per $100 deposited | $88 | $76 | — |
- CapitalNet worth ratio10.82%Peers’ middle 11.43% · Top 25% 13.58%+
- Troubled loans60+ days late1.27%Peers’ middle 0.68% · Top 25% ≤0.39%
- ProfitabilityReturn on assets0.64%Peers’ middle 0.75% · Top 25% 1.18%+
- LendingLoans per $100 deposited$88Peers’ middle $76
Compared with the 1,338 credit unions with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Champions First Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.