Credit union · NCUA insured
Partners Federal Credit Union Savings Rates
Top CarrotPartners Federal Credit Union’s best savings rate is 2.85% APY on $10,000, with its Enhanced Money Market. Rates checked October 16, 2026.
How Partners Federal Credit Union’s savings rates compare
Compared with banks and credit unions near Los Angeles, CA, where Partners Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Partners Federal Credit Union
3.30%APY
- Requires
- Another account
- Minimum
- $10,000
- Earns on $10,000 a year
- $330
High Yield Savings
Top rate
Woori America Bank
5.00%APY
- Requires
- Monthly account activity
- Minimum
- $1,000
- Earns on $10,000 a year
- $500
2nd-highest rate
Nuvision Credit Union
4.50%APY
- Requires
- Monthly account activity
- Minimum
- —
- Earns on $10,000 a year
- $450
Partners Federal Credit Union savings score
89
Savings score
Higher than 90% of U.S. banks and credit unions
- $1,000 balance$1,0000.05%
- $10,000 balance$10,0002.85%
- $100,000 balance$100,0002.85%
- QualifiedQualified3.30%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Partners Federal Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
High Yield Savings
Up to 3.30%APY
Rates are tiered based on the Member's Relationship Rewards tier (determined by qualifying combined household balance). Requires minimum deposit of $10,000 to open and $10,000 balance to earn dividends.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $10,000 and upPrivate Banking tier. Private Banking eligibility requires $500,000 combined deposits and outstanding loan balances (excluding PRWM) with a minimum of $100,000 in deposits, or $250,000 in deposits (excluding PRWM), or select invitation groups. Minimum to open & earn dividends: $10,000.$10,000 and up | 3.30% | $330 | Private Banking tier. Private Banking eligibility requires $500,000 combined deposits and outstanding loan balances (excluding PRWM) with a minimum of $100,000 in deposits, or $250,000 in deposits (excluding PRWM), or select invitation groups. Minimum to open & earn dividends: $10,000. |
| $10,000 and upElite Relationship Rewards tier (minimum combined household balance: $250,000). Minimum to open & earn dividends: $10,000.$10,000 and up | 3.20% | $320 | Elite Relationship Rewards tier (minimum combined household balance: $250,000). Minimum to open & earn dividends: $10,000. |
| $10,000 and upPremium Relationship Rewards tier (minimum combined household balance: $100,000). Minimum to open & earn dividends: $10,000.$10,000 and up | 1.60% | $160 | Premium Relationship Rewards tier (minimum combined household balance: $100,000). Minimum to open & earn dividends: $10,000. |
| $10,000 and upPreferred Relationship Rewards tier (minimum combined household balance: $5,000). Minimum to open & earn dividends: $10,000.$10,000 and up | 1.10% | $110 | Preferred Relationship Rewards tier (minimum combined household balance: $5,000). Minimum to open & earn dividends: $10,000. |
| $10,000 and upStandard Relationship Rewards tier (minimum combined household balance: $0). Minimum to open & earn dividends: $10,000.$10,000 and up | 0.00% | $0 | Standard Relationship Rewards tier (minimum combined household balance: $0). Minimum to open & earn dividends: $10,000. |
Sources (3)
- partnersfcu.org/checking--savi…-resources/compare-rates
- partnersfcu.org/checking-and-savings/savings/savings
- partnersfcu.org/private-banking
All captured Oct 9, 2026
Enhanced Money Market
2.85%APY
Minimum to open is $10,000 in new money (funds not currently on deposit with Partners Federal Credit Union). Cannot be opened online; open via appointment, branch visit, or phone. Rate may change after account is opened.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $2,500 – $9,999Minimum to earn dividends is $2,500. Minimum deposit of $10,000 in new money to open. | 0.75% | — | Minimum to earn dividends is $2,500. Minimum deposit of $10,000 in new money to open. |
| $10,000 and upMust open with a minimum deposit of $10,000 in new money and maintain balance of $10,000. | 2.85% | $285 | Must open with a minimum deposit of $10,000 in new money and maintain balance of $10,000. |
Sources (2)
- partnersfcu.org/checking--savi…-resources/compare-rates
- partnersfcu.org/checking-and-s…gs/savings/money-markets
All captured Oct 9, 2026
Down Payment Savings Money Market
Up to 0.75%APY
Open with as little as $0. Must be open for a minimum of 6 consecutive months and have a minimum average daily balance of $2,500 to earn up to $1,500 in lender credits on home purchases only (excluding all home equity loans). Tiered dividend rate and lender credits are based on average daily balance. Account will close if balance is $0 or below for 60 days or more. Only 1 account per qualified home mortgage.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceNo lender credit earned at this tier. | 0.05% | $5 | No lender credit earned at this tier. |
| $2,500 and upQualifies for $500 in lender credits when held for a minimum of 6 consecutive months with a minimum average daily balance of $2,500. | 0.75% | $75 | Qualifies for $500 in lender credits when held for a minimum of 6 consecutive months with a minimum average daily balance of $2,500. |
| $25,000 and upQualifies for $750 in lender credits when held for a minimum of 6 consecutive months. | 1.00% | — | Qualifies for $750 in lender credits when held for a minimum of 6 consecutive months. |
| $50,000 and upQualifies for $1,000 in lender credits when held for a minimum of 6 consecutive months. | 1.25% | — | Qualifies for $1,000 in lender credits when held for a minimum of 6 consecutive months. |
| $100,000 and upQualifies for $1,250 in lender credits when held for a minimum of 6 consecutive months. | 2.00% | — | Qualifies for $1,250 in lender credits when held for a minimum of 6 consecutive months. |
| $250,000 and upQualifies for $1,500 in lender credits when held for a minimum of 6 consecutive months. | 2.10% | — | Qualifies for $1,500 in lender credits when held for a minimum of 6 consecutive months. |
| $500,000 and upQualifies for $1,500 in lender credits when held for a minimum of 6 consecutive months. | 2.20% | — | Qualifies for $1,500 in lender credits when held for a minimum of 6 consecutive months. |
Sources (1)
- partnersfcu.org/checking-and-s…gs/savings/money-markets · captured Oct 9, 2026
Money Market Savings
0.75%APY
Minimum to open is $2,500. Rate may change after the account is opened.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $2,500 and up | 0.75% | $75 |
| $25,000 and up | 1.00% | — |
| $50,000 and up | 1.25% | — |
| $100,000 and up | 2.00% | — |
| $250,000 and up | 2.10% | — |
| $500,000 and up | 2.20% | — |
Sources (1)
- partnersfcu.org/checking--savi…-resources/compare-rates · captured Oct 9, 2026
Money Market Checking
0.10%APY
Minimum to open and earn dividends is $2,500. Includes Visa debit card and unlimited withdrawals for everyday spending.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $2,500 and upEarn 0.10% APY on balances $2,500+.$2,500 and up | 0.10% | $10 | Earn 0.10% APY on balances $2,500+. |
Sources (2)
- partnersfcu.org/checking--savi…-resources/compare-rates
- partnersfcu.org/checking-and-s…gs/savings/money-markets
All captured Oct 9, 2026
Primary Savings
0.05%APY
Account Maintenance Fee: $6 monthly service charge may be waived with at least $500 in direct deposits each month or maintaining a combined month-end balance of at least $500 across deposit and loan accounts.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceMinimum to open: $5. Minimum to earn dividends: $0. Monthly service charge of $6 may be waived if you receive at least $500 in direct deposits each month or maintain a combined month-end balance of at least $500 across deposit and loan accounts.Any balance | 0.05% | $5 | Minimum to open: $5. Minimum to earn dividends: $0. Monthly service charge of $6 may be waived if you receive at least $500 in direct deposits each month or maintain a combined month-end balance of at least $500 across deposit and loan accounts. |
Sources (2)
- partnersfcu.org/checking--savi…-resources/compare-rates
- partnersfcu.org/checking-and-savings/savings/savings
All captured Oct 9, 2026
Special Savings
0.05%APY
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceMinimum to open: $5. Minimum to earn dividends: $0.Any balance | 0.05% | $5 | Minimum to open: $5. Minimum to earn dividends: $0. |
Sources (2)
- partnersfcu.org/checking--savi…-resources/compare-rates
- partnersfcu.org/checking-and-savings/savings/savings
All captured Oct 9, 2026
Special-purpose accounts
Individual Retirement Account (IRA) Savings
0.30%APY
Traditional and Roth IRA savings options available.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and upMinimum to open & earn dividends: $100.$100 and up | 0.30% | $30 | Minimum to open & earn dividends: $100. |
Sources (2)
- partnersfcu.org/checking--savi…-resources/compare-rates
- partnersfcu.org/checking-and-savings/savings/retirement
All captured Oct 9, 2026
Traditional Christmas Club
0.05%APY
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceMinimum to open: $5. Minimum to earn dividends: $0.Any balance | 0.05% | $5 | Minimum to open: $5. Minimum to earn dividends: $0. |
Sources (2)
- partnersfcu.org/checking--savi…-resources/compare-rates
- partnersfcu.org/checking-and-savings/savings/savings
All captured Oct 9, 2026
Who can join Partners Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Employees of Approved Employee Groups (designated Operating Participants and other companies associated with TWDC) are eligible for membership.
- Employees of Partners Federal Credit Union are eligible for membership.
- Employees of The Walt Disney Company (TWDC) or one of its subsidiaries are eligible for membership.
- Retirees of TWDC or one of its subsidiaries are eligible for membership.
Family and household
- Immediate family members (Spouse; Parent, Stepparent; Grandparent; Child, stepchild, adopted child; Sibling, step sibling; Grandchild) or roommates of a TWDC employee are eligible for membership.
Cost to join
- Members must open a Primary Savings Account and maintain a required minimum $5 balance.
Membership information collected October 5, 2026.