Credit union · NCUA insured
iTHINK Financial
A $2.4B credit union, the 228th largest of 4,329, headquartered in Delray Beach, FL, with 118,280 members and 21 branches in 2 states. Best rates: CDs 3.75% and savings 0.45% APY.
iTHINK Financial Carrot Score
70
Carrot Score
Higher than 27% of U.S. banks and credit unions
#44 of 67 in Miami, FL metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About iTHINK Financial
- Headquarters
- 1000 NW 17th Ave, Delray Beach, FL 33445-2555
- NCUA charter
- 68663
Branches
21 branches in 2 states
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Florida
15 branches
Miami area · 7
- DelrayMain office1000 NW 17th Ave, Delray Beach, FL 33445Directions
- Boca Raton790 Park of Commerce Blvd, Boca Raton, FL 33487Directions
- Boynton Beach280 N Congress Ave, Boynton Beach, FL 33426Directions
- North Fort Lauderdale1500 NW 62nd St, Ste 308, Fort Lauderdale, FL 33309Directions
- Pga5070 PGA Blvd Ste 100, Palm Beach Gardens, FL 33418Directions
- Royal Palm Beach11317 Okeechobee Blvd, Royal Palm Beach, FL 33411Directions
- Military Trail2901A N Military Trl Ste A, West Palm Beach, FL 33409Directions
Sebastian area · 4
- Fellsmere56 1/2 N Broadway St, Fellsmere, FL 32948Directions
- Sebastian13600 US Highway 1, Sebastian, FL 32958Directions
- Vero1340 US Highway 1, Vero Beach, FL 32960Directions
- Vero Beach Airport2625 Airport Dr, Vero Beach, FL 32960Directions
Port St. Lucie area · 4
- Fort Pierce610 Delaware Ave, Fort Pierce, FL 34950Directions
- Hutchison Island1929 Seaway Dr, Fort Pierce, FL 34949Directions
- St Lucie West2100 NW Courtyard Cir, Port St. Lucie, FL 34986Directions
- Stuart2260 SE Federal Hwy, Stuart, FL 34994Directions
Georgia
6 branches
- North Atlanta3200 Windy Hill Rd SE, Atlanta, GA 30339Directions
- Jasper124 W Church St, Jasper, GA 30143Directions
- Kennesaw1075 Cobb Place Blvd NW, Kennesaw, GA 30144Directions
- Marietta647 Roswell St NE, Marietta, GA 30060Directions
- Morrow1135 Mount Zion Rd, Morrow, GA 30260Directions
- Roswell1009 Mansell Rd Ste D, Roswell, GA 30076Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 10.71% | 10.86% | 12.59% or more |
| Troubled loans60+ days late | 0.75% | 0.70% | 0.46% or less |
| ProfitabilityReturn on assets | 0.82% | 0.82% | 1.16% or more |
| LendingLoans per $100 deposited | $94 | $88 | — |
- CapitalNet worth ratio10.71%Peers’ middle 10.86% · Top 25% 12.59%+
- Troubled loans60+ days late0.75%Peers’ middle 0.70% · Top 25% ≤0.46%
- ProfitabilityReturn on assets0.82%Peers’ middle 0.82% · Top 25% 1.16%+
- LendingLoans per $100 deposited$94Peers’ middle $88
Compared with the 479 credit unions with $1 billion or more in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of iTHINK Financial are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.