Compare Bank & Credit Union Rates
Best savings rates in Florida
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 121–135 results in Florida
- Community Credit Union of FloridaPremium SavingsSavings · $5 min · 0.62%–1.25% by balance
Credit union · 8 branches
1.00%APY$100 a year on $10,000Requirements
Product: If you have no other products or loans with CCU, you must maintain a daily balance of $500 to avoid a monthly fee of $3. Minimum $5 deposit to open.
Offer: If you have no other products or loans with CCU, you must maintain a daily balance of $500 to avoid a monthly fee of $3.
0.62% interest rate · $3 monthly fee · Effective Sep 1, 2026
Rate by balance
Rate by balance for Premium Savings Balance APY Up to $2,500 0.62% $2,500 – $25,000Your amount 1.00% $25,000 – $50,000 1.00% $50,000 – $100,000 1.05% $100,000 – $250,000 1.20% $250,000 – $500,000 1.25% $500,000 and up 1.25% Rate checked
More details - Warrington BankMONEY MARKET DEPOSIT ACCOUNTMONEY MARKET DEPOSIT ACCOUNT · $2,500 min
Bank · 4 branches
1.00%APY$100 a year on $10,000Requirements
Product: A service charge of $5.00 will be imposed every statement cycle if the average daily balance for the statement cycle falls below $500.00. A per item fee of $5.00 will be charged for each debit in excess of 3 during a statement cycle. Interest rate and APY may change monthly. Interest is not compounded and credited monthly.
Offer: With minimum balance less than $2,500.00. A service charge of $5.00 is imposed every statement cycle if average daily balance falls below $500.00.
1.00% interest rate · $5 monthly fee · Effective Oct 4, 2026
Rate checked
More details - Old Dominion National BankFirst Choice Money MarketFirst Choice Money Market · $1,000 min · 1.00%–2.25% by balance
Bank · 1 branch
1.00%APY$100 a year on $10,000Requirements
Product: Monthly service charge of $10 waived if minimum daily balance stays at or above $1,000. Interest accrues daily and credited in accordance with product statement cycle. Fees may reduce earnings. Prospective depositors must be of legal age.
Offer: Monthly service charge of $10 if minimum daily balance falls below $1,000. Rates subject to change after account opening.
1.00% interest rate · $10 monthly fee · Effective Sep 17, 2026
Rate by balance
Rate by balance for First Choice Money Market Balance APY Up to $50,000Your amount 1.00% $50,000 – $100,000 1.50% $100,000 – $250,000 1.75% $250,000 and up 2.25% Rate checked
More details - 1.00%APY$100 a year on $10,000with conditions
Requirements
Product: Maintain a Port City Rewards Interest Checking or Port City Rewards Checking Account and be enrolled in and agree to receive E-Statements. If qualifications are not met, the account earns 1.00% APY and the bank reserves the right to convert the account to a different savings account.
Offer: When monthly qualifications are met: maintain an active Port City Rewards Interest Checking or Port City Rewards Checking Account and agree to receive E-Statements.
Qualified rate · 1.00% interest rate · No monthly fee · Effective Mar 25, 2024
Rate checked
More details - 1.00%APY$100 a year on $10,000with conditions
Requirements
Product: Maintain a Port City Rewards Interest Checking or Port City Rewards Checking Account and be enrolled in and agree to receive E-Statements. If qualifications are not met, the account earns 1.00% APY and the bank reserves the right to convert the account to a different savings account.
Offer: When monthly qualifications are not met.
Qualified rate · 1.00% interest rate · No monthly fee · Effective Mar 25, 2024
Rate checked
More details - VyStar Credit UnionMoney MarketMoney Market · $0 min · 0.90%–1.45% by balance
Credit union · 90 branches
1.00%APY$100 a year on $10,000Requirements
Product: Dividends are calculated daily, compounded daily and credited monthly. Account includes checks and a debit card.
0.90% interest rate · Compounded daily · Effective Jan 22, 2026
Rate by balance
Rate by balance for Money Market Balance APY Up to $10,000 0.90% $10,000 – $100,000Your amount 1.00% $100,000 – $250,000 1.25% $250,000 and up 1.45% Rate checked
More details - Belmont Bank & Trust CompanyFree Kasasa SaverSavings · $50 min · 0.10%–1.00% by balance
Bank · 1 branch
1.00%APY$100 a year on $10,000with conditionsRequirements
Product: Links to free Kasasa Cash or Kasasa Cash Back checking account. Monthly e-statements are a condition of this account. Limit 1 account per social security number. No monthly maintenance fees.
Offer: When qualifications in linked Kasasa Cash or Kasasa Cash Back account are met (at least 1 direct deposit, ACH payment, ACH credit, or bill pay transaction and at least 12 debit card purchases post and settle per monthly qualification cycle).
Qualified rate · 1.00% interest rate · No monthly fee · Effective Aug 31, 2020
Rate by balance
Rate by balance for Free Kasasa Saver Balance APY Up to $100,000Your amount 1.00% $100,000 and upWhen qualifications in linked Kasasa Cash or Kasasa Cash Back account are met; 0.10%* Rate checked
More details - Woodforest National BankEmerald Elite AccountEmerald Elite Account · $25 min · 1.00%–3.00% by balance
Bank · 11 branches
1.00%APY$100 a year on $10,000Requirements
Product: Tiered money market account. $25.00 monthly minimum balance fee waived if a balance of $10,000.00 or above is maintained each day in the statement period. Up to 6 withdrawals per statement period at no charge ($25.00 fee per excessive withdrawal over 6). Includes custom wallet checks, cashier's checks, money orders, and notary services.
Offer: Emerald Elite 1st Tier. Variable interest rate calculated using daily balance method. $25.00 monthly minimum balance fee waived if a balance of $10,000.00 or above is maintained each day in the statement period.
$25 monthly fee · Effective Sep 14, 2026
Rate by balance
Rate by balance for Emerald Elite Account Balance APY Over $0Your amount 1.00% $100,000 and upEmerald Elite 2nd Tier. 1.50% $250,000 and upEmerald Elite 3rd Tier. 2.00% $500,000 and upEmerald Elite 4th Tier. 3.00% Rate checked
More details - Florida Credit UnionMoney Market Specials - PersonalMoney Market Specials - Personal · $2,500 min · 0.25%–2.00% by balance
Credit union · 13 branches
0.98%APY$98 a year on $10,000intro rateRequirements
Product: Products listed as specials can be discontinued at any time. When special rate expires, account converts to normal product. Interest compounded monthly; Dividend credited monthly.
Offer: Interest compounded monthly; Dividend credited monthly. Products listed as specials can be discontinued at any time. When special rate expires, account converts to normal product.
Promotional rate · 0.25% interest rate · Compounded monthly · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Specials - Personal Balance APY $2,500 – $10,000 0.25% $10,000 – $25,000Your amount 0.98% $25,000 – $50,000 1.10% $50,000 – $100,000 1.25% $100,000 – $1,000,000 1.50% $1,000,000 and up 2.00% Rate checked
More details - Power Financial Credit UnionOptimizer Investor Money MarketOptimizer Investor Money Market · $2,500 min
Credit union · 7 branches
0.95%APY$95 a year on $10,000with conditionsRequirements
Product: To qualify to open an Optimizer Investor Money Market, you must have $50,000 in investments with Power Investment Services. Minimum balance requirement of $2,500 to open and earn dividends. No monthly maintenance fees.
Offer: Must have $50,000 in investments with Power Investment Services. Balances below $2,500 in Money Market accounts do not earn dividends.
Qualified rate · 0.95% interest rate · No monthly fee
Rate checked
More details - Eglin Federal Credit UnionMoney MarketMoney Market · $2,500 min · 0.05%–1.01% by balance
Credit union · 11 branches
0.90%APY$90 a year on $10,000Requirements
Product: Requires Eglin FCU membership. Rates are variable and subject to change after account opening.
Offer: Dividends accrue/are compounded daily and credited monthly. Variable rate.
0.05% interest rate · Compounded daily · No monthly fee
Rate by balance
Rate by balance for Money Market Balance APY Up to $2,500 0.05% $2,500 – $10,000 0.85% $10,000 – $25,000Your amount 0.90% $25,000 – $50,000 0.95% $50,000 and up 1.01% Rate checked
More details - 0.85%APY$85 a year on $10,000intro rate
Requirements
Product: Open with as little as $50. Deposits contribute towards sustainable energy, affordable housing, and nonprofits. Rates are accurate as of 10/1/2026 and subject to change at any time. Fees may reduce earnings.
Offer: Rate applies if balance is less than or equal to $99,999.99.
Promotional rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Impact Market Savings Balance APY Up to $100,000Your amount 0.85% $100,000 – $500,000 1.97% $500,000 and up 2.99% Rate checked
More details - Stearns BankAbove the Norm Personal Market SavingsSavings · $50 min · 0.85%–2.99% by balance
Bank · 3 branches
0.85%APY$85 a year on $10,000Requirements
Product: Open a savings account with as little as $50. Rates are accurate as of 10/1/2026 and subject to change at any time, including after account opening. Fees may reduce earnings.
Offer: A balance of $0.01 is needed to earn the APY. Rate applies if balance is $99,999.99 or less.
Effective Oct 1, 2026
Rate by balance
Rate by balance for Above the Norm Personal Market Savings Balance APY Up to $100,000Your amount 0.85% $100,000 – $500,000 1.97% $500,000 and up 2.99% Rate checked
More details - RadiFi Credit UnionRegular Money Market AccountRegular Money Market Account · $2,500 min · 0.40%–1.20% by balance
Credit union · 8 branches
0.85%APY$85 a year on $10,000Requirements
Product: Free of any monthly service charges. Minimum opening deposit is $2,500.
0.40% interest rate · No monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Regular Money Market Account Balance APY $100 – $2,499 0.40% $2,500 and up 0.75% $10,000 and upYour amount 0.85% $25,000 and up 1.05% $50,000 and up 1.10% $100,000 and up 1.20% Rate checked
More details - USF Credit UnionTraditional Money Market SavingsTraditional Money Market Savings · $1,000 min · 0.40%–2.00% by balance
Credit union · 8 branches
0.85%APY$85 a year on $10,000Requirements
Offer: Minimum to earn dividends: none
0.40% interest rate · Effective Oct 5, 2026
Rate by balance
Rate by balance for Traditional Money Market Savings Balance APY Up to $10,000 0.40% $10,000 – $25,000Your amount 0.85% $25,000 – $50,000 1.00% $50,000 – $100,000 1.30% $100,000 – $250,000 1.65% $250,000 and up 2.00% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Florida
551 accounts at 207 banks and credit unions · checked Oct 15–22
- Typical
- 0.20%
- Top 10% from
- 2.02%
- Banks, typical
- 0.20%
- Credit unions, typical
- 0.25%
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Florida
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Innovations Financial Credit UnionCredit union · 9 branches
- Oxford Federal Credit UnionCredit union · 1 branch
- Climate First BankBank · 4 branches