Credit union · NCUA insured
Eglin Federal Credit Union
Top CarrotA $3.1B credit union, the 163rd largest of 4,329, headquartered in Fort Walton Beach, FL, with 121,775 members and 11 branches in Florida. Best rates: CDs 3.71% and savings 0.90% APY.
Eglin Federal Credit Union Carrot Score
Carrot ScoreTop Carrot
Higher than 90% of U.S. banks and credit unions
#2 of 15 in Crestview, FL metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Eglin Federal Credit Union
- Headquarters
- 838 Eglin Pkwy NE, Fort Walton Beach, FL 32547-2530
- NCUA charter
- 9788
Branches
11 branches in Florida
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Florida
11 branches
Crestview area · 9
- Eglin Federal Credit UnionMain office838 Eglin Pkwy NE, Fort Walton Beach, FL 32547Directions
- North Crestivew Branch1127 Industrial Dr, Crestview, FL 32539Directions
- South Crestview Branch1498 S Ferdon Blvd, Crestview, FL 32536Directions
- Destin Branch180 Main St, Destin, FL 32541Directions
- Eglin AFB Branch601 E Eglin Blvd, Eglin AFB, FL 32542Directions
- Freeport Branch16970 US-331 S, Freeport, FL 32439Directions
- Hurlburt Field Branch108 Lielmanis Ave, Hurlburt Field, FL 32544Directions
- Mary Esther Branch321 E Hollywood Blvd, Mary Esther, FL 32569Directions
- Bluewater Bay Branch4558 E Highway 20, Niceville, FL 32578Directions
Pensacola area · 2
- Navarre Branch9830 Navarre Pkwy, Navarre, FL 32566Directions
- Pace Branch4413 Hwy 90, Pace, FL 32571Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 13.06% | 10.86% | 12.59% or more |
| Troubled loans60+ days late | 0.35% | 0.70% | 0.46% or less |
| ProfitabilityReturn on assets | 1.18% | 0.82% | 1.16% or more |
| LendingLoans per $100 deposited | $35 | $88 | — |
- CapitalNet worth ratio13.06%Peers’ middle 10.86% · Top 25% 12.59%+
- Troubled loans60+ days late0.35%Peers’ middle 0.70% · Top 25% ≤0.46%
- ProfitabilityReturn on assets1.18%Peers’ middle 0.82% · Top 25% 1.16%+
- LendingLoans per $100 deposited$35Peers’ middle $88
Compared with the 479 credit unions with $1 billion or more in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Eglin Federal Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.