Bank · FDIC insured
Old Dominion National Bank Savings Rates
Old Dominion National Bank’s best savings rate is 1.00% APY on $10,000, with its First Choice Money Market. Rates checked October 22, 2026.
How Old Dominion National Bank’s savings rates compare
Compared with banks and credit unions near Washington, DC-VA-MD-WV, where Old Dominion National Bank has the most branches. $10,000, best rate first.
This bank’s best
Old Dominion National Bank
1.00%APY
- Requires
- None
- Minimum
- $1,000
- Earns on $10,000 a year
- $100
First Choice Money Market
Top rate
Woori America Bank
5.00%APY
- Requires
- Monthly account activity
- Minimum
- $1,000
- Earns on $10,000 a year
- $500
2nd-highest rate
HSBC USA
4.40%APY
- Requires
- Monthly account activity
- Minimum
- —
- Earns on $10,000 a year
- $440
Old Dominion National Bank savings score
85
Savings score
Higher than 71% of U.S. banks and credit unions
- $1,000 balance$1,0001.00%
- $10,000 balance$10,0001.00%
- $100,000 balance$100,0001.75%
- QualifiedQualified1.00%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Old Dominion National Bank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
First Choice Money Market
1.00%APY
Monthly service charge of $10 waived if minimum daily balance stays at or above $1,000. Interest accrues daily and credited in accordance with product statement cycle. Fees may reduce earnings. Prospective depositors must be of legal age.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $50,000Monthly service charge of $10 if minimum daily balance falls below $1,000. Rates subject to change after account opening. | 1.00% | $100 | Monthly service charge of $10 if minimum daily balance falls below $1,000. Rates subject to change after account opening. |
| $50,000 – $100,000Monthly service charge of $10 if minimum daily balance falls below $1,000. Rates subject to change after account opening. | 1.50% | — | Monthly service charge of $10 if minimum daily balance falls below $1,000. Rates subject to change after account opening. |
| $100,000 – $250,000Monthly service charge of $10 if minimum daily balance falls below $1,000. Rates subject to change after account opening. | 1.75% | — | Monthly service charge of $10 if minimum daily balance falls below $1,000. Rates subject to change after account opening. |
| $250,000 and upMonthly service charge of $10 if minimum daily balance falls below $1,000. Rates subject to change after account opening. | 2.25% | — | Monthly service charge of $10 if minimum daily balance falls below $1,000. Rates subject to change after account opening. |
Sources (3)
All captured Sep 19, 2026
Special-purpose accounts
Student Savings
4.00%APY
No monthly service charge for students – age 22 years and younger. Age limitations apply.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $500 – $25,000 | 4.00% | $400 |
| Over $25,000 | 1.00% | — |
Prime Personal Money Market
2.50%APY
Variable rate product. The interest rate will move up or down 1/2 (half) of the WSJ Prime rate variance when the Prime rate adjusts. Also available as an Individual Retirement Account. Interest accrues daily and credited in accordance with product statement cycle. Fees may reduce earnings. Prospective depositors must be of legal age.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Over $0Variable rate product; rate moves up or down 1/2 of the WSJ Prime rate variance when the Prime rate adjusts. Also available as an IRA. Rates subject to change after account opening.Over $0 | 2.50% | $250 | Variable rate product; rate moves up or down 1/2 of the WSJ Prime rate variance when the Prime rate adjusts. Also available as an IRA. Rates subject to change after account opening. |
Youth Savings
1.50%APY
No monthly service charge for youth – age 18 years and younger.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $10,000 | 1.50% | $150 |
| Over $10,000 | 1.00% | — |
Money Market IRA
0.05%APY
Federal and state penalties may apply to amounts withdrawn from IRAs when made prior to age 59 ½. Interest accrues daily and credited in accordance with product statement cycle. Fees may reduce earnings. Prospective depositors must be of legal age.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $50,000Daily Balance (the amount of principal in the account each day) to obtain APY. Rates are subject to change. | 0.05% | $5 | Daily Balance (the amount of principal in the account each day) to obtain APY. Rates are subject to change. |
| $50,000 – $100,000Daily Balance (the amount of principal in the account each day) to obtain APY. Rates are subject to change. | 0.10% | — | Daily Balance (the amount of principal in the account each day) to obtain APY. Rates are subject to change. |
| $100,000 – $250,000Daily Balance (the amount of principal in the account each day) to obtain APY. Rates are subject to change. | 0.15% | — | Daily Balance (the amount of principal in the account each day) to obtain APY. Rates are subject to change. |
| $250,000 and upDaily Balance (the amount of principal in the account each day) to obtain APY. Rates are subject to change. | 0.25% | — | Daily Balance (the amount of principal in the account each day) to obtain APY. Rates are subject to change. |
First Choice Savings
0.10%APY
$5 monthly service charge if minimum daily balance falls below $100. Available as a Roth or Traditional Individual Retirement Account.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $10,000 | 0.05% | — |
| $10,000 and up | 0.10% | $10 |
First Choice Savings IRA
0.10%APY
Available as an Individual Retirement Account. Penalties may apply to IRA withdrawals made prior to age 59 1/2.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $10,000 | 0.05% | — |
| $10,000 and up | 0.10% | $10 |
Sources (1)
- odnb.bank/pdf/rate-sheet.pdf · captured Oct 15, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.