Bank · FDIC insured
Belmont Bank & Trust Company
A $1.1B bank headquartered in Chicago, IL, with 5 branches in 2 states.
Rates
No Carrot Score yet: it needs scores for at least two of CDs, savings, auto loans and credit cards. CDs: carrot has not captured enough rates to score this yet. Savings: published rates need another account or activity, so they are not scored. Auto loans: no rates found on its website. Credit cards: only rates Carrot doesn’t compare are published (introductory, refinance or business rates, or none at all).
- Savings—1.00%Needs another account or monthly activitySavings rates →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Belmont Bank & Trust Company
Belmont Bank & Trust Company was founded in 2006 on the northwest side of Chicago by a group of investors to establish a community bank creating value for local neighborhoods and businesses.
The bank operates several locations in Chicago and a location in Coral Gables, Florida.
- Headquarters
- 8250 W Belmont Ave, Chicago, IL 60634
- FDIC certificate
- 58165 ↗
Branches
5 branches in 2 states
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Illinois
4 branches
- Belmont Bank & Trust CompanyMain office8250 W Belmont Ave, Chicago, IL 60634Directions
- 1038 West Madison Street, Chicago, Illinois 60607 Branch1038 West Madison Street, Chicago, IL 60607Directions
- Wacker Drive Branch121 W Wacker Dr, Chicago, IL 60601Directions
- Wicker Branch1958 W Division St, Chicago, IL 60622Directions
Florida
1 branch
- Coral Gables Branch2020 Ponce De Leon Blvd, Coral Gables, FL 33134Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 11.87% | 10.49% | 11.89% or more |
| Troubled loansNoncurrent | 0.41% | 0.52% | 0.23% or less |
| ProfitabilityReturn on assets | 1.41% | 1.25% | 1.62% or more |
| LendingLoans per $100 deposited | $81 | $88 | — |
- CapitalLeverage ratio11.87%Peers’ middle 10.49% · Top 25% 11.89%+
- Troubled loansNoncurrent0.41%Peers’ middle 0.52% · Top 25% ≤0.23%
- ProfitabilityReturn on assets1.41%Peers’ middle 1.25% · Top 25% 1.62%+
- LendingLoans per $100 deposited$81Peers’ middle $88
Compared with the 897 banks with $1 billion to $10 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Belmont Bank & Trust Company are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.