Credit union · NCUA insured
Eglin Federal Credit Union Savings Rates
Top CarrotEglin Federal Credit Union’s best savings rate is 0.90% APY on $10,000, with its Money Market. Rates checked October 15, 2026.
How Eglin Federal Credit Union’s savings rates compare
Compared with banks and credit unions near Crestview, FL, where Eglin Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Eglin Federal Credit Union
0.90%APY
- Requires
- None
- Minimum
- $2,500
- Earns on $10,000 a year
- $90
Money Market
Top rate
SmartBank
4.00%APY
- Requires
- None
- Minimum
- $2,500
- Earns on $10,000 a year
- $400
2nd-highest rate
Huntington Bank
3.25%APY
- Requires
- Another account
- Minimum
- $100
- Earns on $10,000 a year
- $325
Eglin Federal Credit Union savings score
84
Savings score
Higher than 65% of U.S. banks and credit unions
- $1,000 balance$1,0000.35%
- $10,000 balance$10,0000.90%
- $100,000 balance$100,0001.01%
- QualifiedQualified0.90%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Eglin Federal Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Money Market
0.90%APY
Requires Eglin FCU membership. Rates are variable and subject to change after account opening.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $2,500Dividends accrue/are compounded daily and credited monthly. Variable rate. | 0.05% | — | Dividends accrue/are compounded daily and credited monthly. Variable rate. |
| $2,500 – $10,000Dividends accrue/are compounded daily and credited monthly. Variable rate. | 0.85% | — | Dividends accrue/are compounded daily and credited monthly. Variable rate. |
| $10,000 – $25,000Dividends accrue/are compounded daily and credited monthly. Variable rate. | 0.90% | $90 | Dividends accrue/are compounded daily and credited monthly. Variable rate. |
| $25,000 – $50,000Dividends accrue/are compounded daily and credited monthly. Variable rate. | 0.95% | — | Dividends accrue/are compounded daily and credited monthly. Variable rate. |
| $50,000 and upDividends accrue/are compounded daily and credited monthly. Variable rate. | 1.01% | — | Dividends accrue/are compounded daily and credited monthly. Variable rate. |
Regular Share Savings
0.35%APY
A minimum $5 balance must remain on the Regular Share Savings suffix at all times to establish and maintain Eglin FCU membership in good standing. No monthly service fee. Dividends are compounded daily and credited quarterly.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $50 and upA $50 daily minimum balance is required to earn dividends. Rate and APY are variable and subject to change after the account is opened. If the account is closed before dividends are paid, accrued dividends will not be received.$50 and up | 0.35% | $35 | A $50 daily minimum balance is required to earn dividends. Rate and APY are variable and subject to change after the account is opened. If the account is closed before dividends are paid, accrued dividends will not be received. |
Sources (3)
All captured Oct 15, 2026
Very Important Purpose Savings
0.35%APY
Requires Eglin FCU membership. No monthly service fee. Dividends compounded daily and credited quarterly.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $50 and upA $50 daily minimum balance is required to earn dividends. Rate and APY are variable and subject to change after the account is opened. If the account is closed before dividends are paid, accrued dividends will not be received.$50 and up | 0.35% | $35 | A $50 daily minimum balance is required to earn dividends. Rate and APY are variable and subject to change after the account is opened. If the account is closed before dividends are paid, accrued dividends will not be received. |
Sources (3)
All captured Oct 15, 2026
Special-purpose accounts
Individual Retirement Account (IRA)
3.56%APY
Requires Eglin FCU membership. Traditional, Roth, Spousal, and SEP IRA wrappers share the IRA Share Account rate schedule. No maturity date. No monthly service fee. Dividends are compounded daily and credited quarterly.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $50 and upA $50 daily minimum balance is required to earn dividends. Rates shown are current weekly rates in effect on 10/09/2026. Dividend rate and APY are variable and subject to change after the account is opened.$50 and up | 3.56% | $356 | A $50 daily minimum balance is required to earn dividends. Rates shown are current weekly rates in effect on 10/09/2026. Dividend rate and APY are variable and subject to change after the account is opened. |
Christmas Club Savings
0.35%APY
Requires Eglin FCU membership. Funds may be automatically transferred to checking or savings in November for holiday shopping if member schedules a Periodic Transfer of Funds (PTOF). No monthly service fee. Dividends compounded daily and credited quarterly.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $50 and upA $50 daily minimum balance is required to earn dividends. Rate and APY are variable and subject to change after the account is opened. If the account is closed before dividends are paid, accrued dividends will not be received.$50 and up | 0.35% | $35 | A $50 daily minimum balance is required to earn dividends. Rate and APY are variable and subject to change after the account is opened. If the account is closed before dividends are paid, accrued dividends will not be received. |
Sources (3)
All captured Oct 15, 2026
Coverdell Education Savings
0.35%APY
Irrevocable custodial/trust account established in a child's name for education. Requires Eglin FCU membership. Maximum contribution is $2,000 per year per child. Contributions cannot be accepted after beneficiary reaches age 18, minor takes possession at age 21, and balance must be distributed within 30 days of 30th birthday. No monthly service fee. Dividends compounded daily and credited quarterly.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $50 and upA $50 daily minimum balance is required to earn dividends. Rate and APY are variable and subject to change after the account is opened.$50 and up | 0.35% | $35 | A $50 daily minimum balance is required to earn dividends. Rate and APY are variable and subject to change after the account is opened. |
Sources (3)
All captured Oct 15, 2026
Who can join Eglin Federal Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.