Compare Bank & Credit Union Rates
Best savings rates in Florida
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 256–270 results in Florida
- Educational Federal Credit UnionShared Earnings Dividend SavingsSavings · $100 min
Credit union · 9 branches
0.25%APY$25 a year on $10,000Requirements
Product: Account earns dividends once balance reaches $100. Dividends are compounded daily and credited quarterly. No monthly service fees or withdrawal limits.
Offer: Dividends compounded daily and credited quarterly.
0.25% interest rate · Compounded daily · No monthly fee · Effective Jan 1, 2023
Rate checked
More details - Educational Federal Credit UnionProperty Tax Savings AccountSavings · $100 min
Credit union · 9 branches
0.25%APY$25 a year on $10,000Requirements
Product: Account earns dividends once balance reaches $100. Dividends are compounded daily and credited quarterly. No monthly service fees or withdrawal limits.
Offer: Dividends compounded daily and credited quarterly.
0.25% interest rate · Compounded daily · No monthly fee · Effective Jan 1, 2023
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Membership account. Account earns dividends once balance reaches $100. Dividends are compounded daily and credited quarterly. No monthly service fees or withdrawal limits.
Offer: Earns dividends on balances above $100. Dividends compounded daily and credited quarterly.
0.25% interest rate · Compounded daily · No monthly fee · Effective Jan 1, 2023
Rate checked
More details - Educational Federal Credit UnionIncome Tax Savings AccountSavings · $100 min
Credit union · 9 branches
0.25%APY$25 a year on $10,000Requirements
Product: Account earns dividends once balance reaches $100. Dividends are compounded daily and credited quarterly. No monthly service fees or withdrawal limits.
Offer: Dividends compounded daily and credited quarterly.
0.25% interest rate · Compounded daily · No monthly fee · Effective Jan 1, 2023
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Account earns dividends once balance reaches $100. Dividends are compounded daily and credited quarterly. No monthly service fees or withdrawal limits.
Offer: Dividends compounded daily and credited quarterly.
0.25% interest rate · Compounded daily · No monthly fee · Effective Jan 1, 2023
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Account earns dividends once balance reaches $100. Dividends are compounded daily and credited quarterly. No monthly service fees or withdrawal limits.
Offer: Dividends compounded daily and credited quarterly.
0.25% interest rate · Compounded daily · No monthly fee · Effective Jan 1, 2023
Rate checked
More details - Monroe County Teachers Federal Credit UnionShare (Savings) AccountSavings · $5 min
Credit union · 1 branch
0.25%APY$25 a year on $10,000Requirements
Product: Basic savings account establishing credit union membership. Dividends calculated on average daily balance, paid and compounded quarterly.
Offer: No start up fees or periodic maintenance fees. $5 minimum share balance required.
Compounded quarterly · No monthly fee · Effective Jan 1, 2024
Rate checked
More details - Financial Educators Federal Credit UnionShare (Savings) AccountSavings · $15 min
Credit union · 1 branch
0.25%APY$25 a year on $10,000Requirements
Product: Dividends are paid quarterly from current income and available earnings as determined each quarter by the Board of Directors. Automatically covers overdrafts for share draft checking account if funds are available.
Effective Dec 9, 2022
Rate checked
More details - University Credit UnionMoney Market Checking Accounts (MMAs)Money Market Checking Accounts (MMAs) · $0 min · 0.10%–0.30% by balance
Credit union · 4 branches
0.25%APY$25 a year on $10,000Requirements
Product: Minimum account balance of $2,000. $500 withdrawal minimum per transaction. Fees could reduce earnings.
Rate by balance
Rate by balance for Money Market Checking Accounts (MMAs) Balance APY Up to $2,000 0.10% $2,000 – $40,000Your amount 0.25% $40,000 and up 0.30% Rate checked
More details - Metro Federal Credit UnionPrimary SavingsSavings · $100 min · 0.10%–0.50% by balance
Credit union · 1 branch
0.25%APY$25 a year on $10,000Requirements
Product: Must be a member of Metro Federal Credit Union. Initial deposit of $10 required. A balance of $250 is required after 3 months to avoid a $5.00 monthly minimum balance fee (members under 18 and over 60 are exempt).
Offer: Dividends compounded and paid monthly. $5 monthly fee applies after 3 months if balance is below $250 (waived for members under 18 or over 60).
0.10% interest rate · $5 monthly fee
Rate by balance
Rate by balance for Primary Savings Balance APY $100 – $4,999 0.10% $5,000 – $9,999 0.15% $10,000 – $24,999Your amount 0.25% $25,000 and up 0.50% Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Money market savings account with check writing flexibility. $10.00 monthly minimum balance fee waived if a balance of $1,000.00 or above is maintained each day in the statement period. Up to 6 withdrawals per statement period at no charge ($10.00 fee per excessive withdrawal over 6). $3.00 monthly paper statement fee avoided with eStatements.
Offer: Variable interest rate calculated using daily balance method. $10.00 monthly minimum balance fee waived if a balance of $1,000.00 or above is maintained each day in the statement period.
$10 monthly fee · Effective Sep 14, 2026
Rate checked
More details - Columbia Credit UnionSMART MONEY MARKETSMART MONEY MARKET · $2,500 min · 0.25%–0.45% by balance
Credit union · 1 branch
0.25%APY$25 a year on $10,000Requirements
Product: Dividends paid on all balances above $2,500. No monthly fee with minimum balance of $1,000; otherwise $10 per month. $500.00 minimum on withdrawals. Up to six pre-authorized withdrawals or transfers per month.
Offer: No monthly fee with minimum balance of $1,000; otherwise $10 per month.
$10 monthly fee · Effective Jan 1, 2024
Rate by balance
Rate by balance for SMART MONEY MARKET Balance APY $2,500 and up 0.25% $10,000 and upYour amount 0.25% $20,000 and up 0.35% $50,000 and up 0.45% Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Establishes credit union membership and ownership. Variable rate; dividends compounded monthly and credited monthly.
Offer: A $5.00 minimum balance is required to open and maintain membership.
Compounded monthly
Rate checked
More details - First BankPersonal Money Market AccountPersonal Money Market Account · $1,001 min · 0.22%–1.44% by balance
Bank · 1 branch
0.22%APY$22 a year on $10,000Requirements
Product: Minimum $1,000 to open. $15 monthly service fee if balance falls below $1,000. Maximum 6 withdrawals or transfers per statement cycle.
0.22% interest rate
Rate by balance
Rate by balance for Personal Money Market Account Balance APY $1,001 – $10,001Your amount 0.22% $10,001 – $50,001 0.45% $50,001 – $150,001 0.90% $150,001 and up 1.44% Rate checked
More details - Miami Firefighters Federal Credit UnionMoney Market Checking AccountMoney Market Checking Account · $10,000 min
Credit union · 1 branch
0.20%APY$20 a year on $10,000Requirements
Product: A balance of at least one share ($5) is required to establish and maintain membership.
0.20% interest rate · Effective May 1, 2025
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Florida
554 accounts at 207 banks and credit unions · checked Oct 16–23
- Typical
- 0.20%
- Top 10% from
- 2.08%
- Banks, typical
- 0.20%
- Credit unions, typical
- 0.25%
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Florida
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Innovations Financial Credit UnionCredit union · 9 branches
- Climate First BankBank · 4 branches
- Oxford Federal Credit UnionCredit union · 1 branch