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Credit union · NCUA insured

Monroe County Teachers Federal Credit Union Savings Rates

Monroe County Teachers Federal Credit Union’s best savings rate is 0.25% APY on $10,000, with its Share (Savings) Account. Rates checked October 15, 2026.

How Monroe County Teachers Federal Credit Union’s savings rates compare

Compared with banks and credit unions near Key West, FL, where Monroe County Teachers Federal Credit Union has the most branches. $10,000, best rate first.

  • This credit union’s best

    Monroe County Teachers Federal Credit Union

    0.25%APY

    Requires
    None
    Minimum
    —
    Earns on $10,000 a year
    $25

    Share (Savings) Account

  • Top rate

    First Horizon Bank

    0.25%APY

    Requires
    None
    Minimum
    $50
    Earns on $10,000 a year
    $25

    First Horizon Bank rates

  • 3rd-highest rate

    Wells Fargo

    0.05%APY

    Requires
    Another account
    Minimum
    $25
    Earns on $10,000 a year
    $5

    Wells Fargo rates

Compare savings rates near you →

Monroe County Teachers Federal Credit Union savings score

71

Savings score

Higher than 29% of U.S. banks and credit unions

By balance
  • $1,000 balance$1,0000.25%
  • $10,000 balance$10,0000.25%
  • $100,000 balance$100,0000.25%
  • QualifiedQualified0.25%

Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.

How the score works →

Where Monroe County Teachers Federal Credit Union ranks

By savings score, in each area where it has branches

Every rate

Current savings rates

Rates from the credit union’s website. Earnings assume the rate doesn’t change.

Who can join Monroe County Teachers Federal Credit Union

This may be incomplete or out of date, so check with the credit union before you apply.

Employers and groups

  • Employees of this credit union are eligible for membership.
  • Volunteers of the covered employee groups are eligible to join.
  • Organizations of eligible persons are eligible for membership.

Military, government and schools

  • Employees of Monroe County District School Board and Florida Keys Community College who work in Monroe County, Florida, as well as students of the Monroe County School District and Keys Community College are eligible for membership.
  • Persons retired as pensioners of annuitants from qualifying employment are eligible for membership.

Family and household

  • Members of the immediate families of eligible persons—including relatives by blood, marriage or legal adoption, spouses, parents, children, grandchildren, and siblings—are eligible to join.
1 more way to join

Other ways

  • Spouses of persons who died while within the field of membership of this credit union are eligible to join.

Cost to join

  • A $5.00 minimum balance is required to keep your account active and avoid a monthly service fee.

Membership information collected October 5, 2026.

Check membership requirements ↗Branches and institution details
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