Credit union · NCUA insured
Columbia Credit Union
A $33.8M credit union headquartered in Columbia, MO, with 2,126 members and 2 branches in 2 states. Best rates: CDs 3.29% and savings 0.25% APY.
Columbia Credit Union Carrot Score
66
Carrot Score
Higher than 15% of U.S. banks and credit unions
#41 of 54 in Tampa, FL metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Columbia Credit Union
Columbia Credit Union is a member-owned financial cooperative headquartered in Columbia, Missouri.
In September 2026, the credit union became a designated Autism Friendly Business.
- Headquarters
- 310 E Walnut St, Columbia, MO 65201-4455
- NCUA charter
- 62930
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Persons who live or work in Boone County, Missouri are eligible for membership.
Family and household
- Close relatives and household minors of existing members are eligible for membership.
Cost to join
- Membership requires maintaining a minimum balance of one share ($0.01) in the primary account.
Branches
2 branches in 2 states
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Florida
1 branch
- Co-Op580 Carillon Pkwy, St. Petersburg, FL 33716Directions
Missouri
1 branch
- Columbia Credit UnionMain office310 E Walnut St, Columbia, MO 65201Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 9.87% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 0.07% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 1.19% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $65 | $59 | — |
- CapitalNet worth ratio9.87%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late0.07%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets1.19%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$65Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Columbia Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.