Credit union · NCUA insured
Financial Educators Federal Credit Union Savings Rates
Financial Educators Federal Credit Union’s best savings rate is 0.25% APY on $10,000, with its Share (Savings) Account. Rates checked October 15, 2026.
How Financial Educators Federal Credit Union’s savings rates compare
Compared with banks and credit unions near Deltona, FL, where Financial Educators Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Financial Educators Federal Credit Union
0.25%APY
- Minimum
- $15
- Earns on $10,000 a year
- $25
Share (Savings) Account
Top rate
FAIRWINDS Credit Union
3.39%APY
- Minimum
- $10
- Earns on $10,000 a year
- $339
2nd-highest rate
Self-Help Credit Union
2.12%APY
- Minimum
- —
- Earns on $10,000 a year
- $212
Financial Educators Federal Credit Union savings score
71
Savings score
Higher than 29% of U.S. banks and credit unions
- $1,000 balance$1,0000.25%
- $10,000 balance$10,0000.25%
- $100,000 balance$100,0000.25%
- QualifiedQualified0.25%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Financial Educators Federal Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Money Market
0.20%APY
Rates accurate as of 12/9/2022. APY = Annual Percentage Yield. Anchors Away accounts eligible for an extra 0.25%.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $1,000 – $9,999Balance tier $1,000 - $9,999. | 0.15% | — | Balance tier $1,000 - $9,999. |
| $10,000 – $24,999Balance tier $10,000 - $24,999. | 0.20% | $20 | Balance tier $10,000 - $24,999. |
| $25,000 – $49,999Balance tier $25,000 - $49,999. | 0.30% | — | Balance tier $25,000 - $49,999. |
Sources (1)
- financialedufcu.com/ps-drates.html · captured Sep 18, 2026
Share (Savings) Account
0.25%APY
Dividends are paid quarterly from current income and available earnings as determined each quarter by the Board of Directors. Automatically covers overdrafts for share draft checking account if funds are available.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.25% | $25 |
Sources (2)
All captured Sep 18, 2026
Special-purpose accounts
Individual Retirement Accounts (IRA)
0.75%APY
Traditional and Roth IRAs available. Subject to IRS contribution limits.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.75% | $75 |
Sources (2)
All captured Sep 18, 2026
Who can join Financial Educators Federal Credit Union
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